LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,230
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,704
−HK$481/mo
Today · 4.125%
HK$16,185
baseline
▲ 0.50% · 4.625%
HK$17,170
+HK$985/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,370/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,943
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,398
−HK$461/mo
Today · 4.125%
HK$17,859
baseline
▲ 0.50% · 4.625%
HK$18,800
+HK$941/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,718/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,276
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,845
−HK$577/mo
Today · 4.125%
HK$19,422
baseline
▲ 0.50% · 4.625%
HK$20,604
+HK$1,182/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$38,844/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,332
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,877
−HK$554/mo
Today · 4.125%
HK$21,431
baseline
▲ 0.50% · 4.625%
HK$22,560
+HK$1,129/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$42,862/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,322
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,986
−HK$673/mo
Today · 4.125%
HK$22,659
baseline
▲ 0.50% · 4.625%
HK$24,038
+HK$1,379/mo
Deposit HK$2.00M · loan HK$4.68M · min. income ≈ HK$45,318/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,721
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,357
−HK$645/mo
Today · 4.125%
HK$25,002
baseline
▲ 0.50% · 4.625%
HK$26,320
+HK$1,318/mo
Deposit HK$2.00M · loan HK$4.68M · min. income ≈ HK$50,004/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,414
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,267
−HK$867/mo
Today · 4.125%
HK$29,134
baseline
▲ 0.50% · 4.625%
HK$30,906
+HK$1,772/mo
Deposit HK$668K · loan HK$6.01M · min. income ≈ HK$58,268/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$200,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,498
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,316
−HK$830/mo
Today · 4.125%
HK$32,146
baseline
▲ 0.50% · 4.625%
HK$33,840
+HK$1,694/mo
Deposit HK$668K · loan HK$6.01M · min. income ≈ HK$64,292/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$200,376 · Scale 2, in force from 26 Feb 2026)