LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,322
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$157,060
−HK$4,814/mo
Today · 4.125%
HK$161,874
baseline
▲ 0.50% · 4.625%
HK$171,724
+HK$9,850/mo
Deposit HK$33.40M · loan HK$33.40M · min. income ≈ HK$323,748/mo (50% DSR)
Upfront cash ≈ HK$36.24M (deposit + AVD stamp duty HK$2,839,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,457
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$174,002
−HK$4,610/mo
Today · 4.125%
HK$178,612
baseline
▲ 0.50% · 4.625%
HK$188,027
+HK$9,415/mo
Deposit HK$33.40M · loan HK$33.40M · min. income ≈ HK$357,224/mo (50% DSR)
Upfront cash ≈ HK$36.24M (deposit + AVD stamp duty HK$2,839,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,787
−HK$11,462/mo
▼ 0.25% · 3.875%
HK$188,472
−HK$5,777/mo
Today · 4.125%
HK$194,249
baseline
▲ 0.50% · 4.625%
HK$206,069
+HK$11,820/mo
Deposit HK$26.72M · loan HK$40.08M · min. income ≈ HK$388,498/mo (50% DSR)
Upfront cash ≈ HK$29.56M (deposit + AVD stamp duty HK$2,839,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,348
−HK$10,987/mo
▼ 0.25% · 3.875%
HK$208,802
−HK$5,533/mo
Today · 4.125%
HK$214,335
baseline
▲ 0.50% · 4.625%
HK$225,633
+HK$11,298/mo
Deposit HK$26.72M · loan HK$40.08M · min. income ≈ HK$428,670/mo (50% DSR)
Upfront cash ≈ HK$29.56M (deposit + AVD stamp duty HK$2,839,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,251
−HK$13,373/mo
▼ 0.25% · 3.875%
HK$219,884
−HK$6,740/mo
Today · 4.125%
HK$226,624
baseline
▲ 0.50% · 4.625%
HK$240,413
+HK$13,789/mo
Deposit HK$20.04M · loan HK$46.76M · min. income ≈ HK$453,248/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,839,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,240
−HK$12,817/mo
▼ 0.25% · 3.875%
HK$243,602
−HK$6,455/mo
Today · 4.125%
HK$250,057
baseline
▲ 0.50% · 4.625%
HK$263,238
+HK$13,181/mo
Deposit HK$20.04M · loan HK$46.76M · min. income ≈ HK$500,114/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,839,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,180
−HK$17,194/mo
▼ 0.25% · 3.875%
HK$282,709
−HK$8,665/mo
Today · 4.125%
HK$291,374
baseline
▲ 0.50% · 4.625%
HK$309,103
+HK$17,729/mo
Deposit HK$6.68M · loan HK$60.12M · min. income ≈ HK$582,748/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,839,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,023
−HK$16,479/mo
▼ 0.25% · 3.875%
HK$313,203
−HK$8,299/mo
Today · 4.125%
HK$321,502
baseline
▲ 0.50% · 4.625%
HK$338,449
+HK$16,947/mo
Deposit HK$6.68M · loan HK$60.12M · min. income ≈ HK$643,004/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,839,021 · Scale 2, in force from 26 Feb 2026)