LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,345
−HK$9,553/mo
▼ 0.25% · 3.875%
HK$157,084
−HK$4,814/mo
Today · 4.125%
HK$161,898
baseline
▲ 0.50% · 4.625%
HK$171,749
+HK$9,851/mo
Deposit HK$33.41M · loan HK$33.41M · min. income ≈ HK$323,796/mo (50% DSR)
Upfront cash ≈ HK$36.24M (deposit + AVD stamp duty HK$2,839,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,482
−HK$9,157/mo
▼ 0.25% · 3.875%
HK$174,028
−HK$4,611/mo
Today · 4.125%
HK$178,639
baseline
▲ 0.50% · 4.625%
HK$188,055
+HK$9,416/mo
Deposit HK$33.41M · loan HK$33.41M · min. income ≈ HK$357,278/mo (50% DSR)
Upfront cash ≈ HK$36.24M (deposit + AVD stamp duty HK$2,839,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,814
−HK$11,464/mo
▼ 0.25% · 3.875%
HK$188,501
−HK$5,777/mo
Today · 4.125%
HK$194,278
baseline
▲ 0.50% · 4.625%
HK$206,099
+HK$11,821/mo
Deposit HK$26.72M · loan HK$40.09M · min. income ≈ HK$388,556/mo (50% DSR)
Upfront cash ≈ HK$29.56M (deposit + AVD stamp duty HK$2,839,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,379
−HK$10,988/mo
▼ 0.25% · 3.875%
HK$208,833
−HK$5,534/mo
Today · 4.125%
HK$214,367
baseline
▲ 0.50% · 4.625%
HK$225,666
+HK$11,299/mo
Deposit HK$26.72M · loan HK$40.09M · min. income ≈ HK$428,734/mo (50% DSR)
Upfront cash ≈ HK$29.56M (deposit + AVD stamp duty HK$2,839,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,283
−HK$13,375/mo
▼ 0.25% · 3.875%
HK$219,917
−HK$6,741/mo
Today · 4.125%
HK$226,658
baseline
▲ 0.50% · 4.625%
HK$240,449
+HK$13,791/mo
Deposit HK$20.04M · loan HK$46.77M · min. income ≈ HK$453,316/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,839,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,275
−HK$12,819/mo
▼ 0.25% · 3.875%
HK$243,639
−HK$6,455/mo
Today · 4.125%
HK$250,094
baseline
▲ 0.50% · 4.625%
HK$263,277
+HK$13,183/mo
Deposit HK$20.04M · loan HK$46.77M · min. income ≈ HK$500,188/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,839,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,221
−HK$17,196/mo
▼ 0.25% · 3.875%
HK$282,751
−HK$8,666/mo
Today · 4.125%
HK$291,417
baseline
▲ 0.50% · 4.625%
HK$309,149
+HK$17,732/mo
Deposit HK$6.68M · loan HK$60.13M · min. income ≈ HK$582,834/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,839,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,068
−HK$16,482/mo
▼ 0.25% · 3.875%
HK$313,250
−HK$8,300/mo
Today · 4.125%
HK$321,550
baseline
▲ 0.50% · 4.625%
HK$338,499
+HK$16,949/mo
Deposit HK$6.68M · loan HK$60.13M · min. income ≈ HK$643,100/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,839,445 · Scale 2, in force from 26 Feb 2026)