LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,378
−HK$9,556/mo
▼ 0.25% · 3.875%
HK$157,118
−HK$4,816/mo
Today · 4.125%
HK$161,934
baseline
▲ 0.50% · 4.625%
HK$171,787
+HK$9,853/mo
Deposit HK$33.41M · loan HK$33.41M · min. income ≈ HK$323,868/mo (50% DSR)
Upfront cash ≈ HK$36.25M (deposit + AVD stamp duty HK$2,840,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,519
−HK$9,159/mo
▼ 0.25% · 3.875%
HK$174,066
−HK$4,612/mo
Today · 4.125%
HK$178,678
baseline
▲ 0.50% · 4.625%
HK$188,096
+HK$9,418/mo
Deposit HK$33.41M · loan HK$33.41M · min. income ≈ HK$357,356/mo (50% DSR)
Upfront cash ≈ HK$36.25M (deposit + AVD stamp duty HK$2,840,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,854
−HK$11,466/mo
▼ 0.25% · 3.875%
HK$188,542
−HK$5,778/mo
Today · 4.125%
HK$194,320
baseline
▲ 0.50% · 4.625%
HK$206,144
+HK$11,824/mo
Deposit HK$26.73M · loan HK$40.10M · min. income ≈ HK$388,640/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$2,840,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,423
−HK$10,990/mo
▼ 0.25% · 3.875%
HK$208,879
−HK$5,534/mo
Today · 4.125%
HK$214,413
baseline
▲ 0.50% · 4.625%
HK$225,715
+HK$11,302/mo
Deposit HK$26.73M · loan HK$40.10M · min. income ≈ HK$428,826/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$2,840,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,329
−HK$13,378/mo
▼ 0.25% · 3.875%
HK$219,965
−HK$6,742/mo
Today · 4.125%
HK$226,707
baseline
▲ 0.50% · 4.625%
HK$240,502
+HK$13,795/mo
Deposit HK$20.05M · loan HK$46.78M · min. income ≈ HK$453,414/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,840,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,327
−HK$12,822/mo
▼ 0.25% · 3.875%
HK$243,692
−HK$6,457/mo
Today · 4.125%
HK$250,149
baseline
▲ 0.50% · 4.625%
HK$263,335
+HK$13,186/mo
Deposit HK$20.05M · loan HK$46.78M · min. income ≈ HK$500,298/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,840,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,281
−HK$17,199/mo
▼ 0.25% · 3.875%
HK$282,812
−HK$8,668/mo
Today · 4.125%
HK$291,480
baseline
▲ 0.50% · 4.625%
HK$309,216
+HK$17,736/mo
Deposit HK$6.68M · loan HK$60.14M · min. income ≈ HK$582,960/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,840,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,134
−HK$16,486/mo
▼ 0.25% · 3.875%
HK$313,318
−HK$8,302/mo
Today · 4.125%
HK$321,620
baseline
▲ 0.50% · 4.625%
HK$338,573
+HK$16,953/mo
Deposit HK$6.68M · loan HK$60.14M · min. income ≈ HK$643,240/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,840,063 · Scale 2, in force from 26 Feb 2026)