LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,238
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,712
−HK$481/mo
Today · 4.125%
HK$16,193
baseline
▲ 0.50% · 4.625%
HK$17,179
+HK$986/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,386/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,952
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,407
−HK$461/mo
Today · 4.125%
HK$17,868
baseline
▲ 0.50% · 4.625%
HK$18,810
+HK$942/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,736/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,285
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,854
−HK$578/mo
Today · 4.125%
HK$19,432
baseline
▲ 0.50% · 4.625%
HK$20,615
+HK$1,183/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$38,864/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,342
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,888
−HK$553/mo
Today · 4.125%
HK$21,441
baseline
▲ 0.50% · 4.625%
HK$22,572
+HK$1,131/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$42,882/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,333
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,997
−HK$674/mo
Today · 4.125%
HK$22,671
baseline
▲ 0.50% · 4.625%
HK$24,050
+HK$1,379/mo
Deposit HK$2.00M · loan HK$4.68M · min. income ≈ HK$45,342/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,733
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,369
−HK$646/mo
Today · 4.125%
HK$25,015
baseline
▲ 0.50% · 4.625%
HK$26,334
+HK$1,319/mo
Deposit HK$2.00M · loan HK$4.68M · min. income ≈ HK$50,030/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,428
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,281
−HK$867/mo
Today · 4.125%
HK$29,148
baseline
▲ 0.50% · 4.625%
HK$30,922
+HK$1,774/mo
Deposit HK$668K · loan HK$6.01M · min. income ≈ HK$58,296/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$200,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,514
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,332
−HK$830/mo
Today · 4.125%
HK$32,162
baseline
▲ 0.50% · 4.625%
HK$33,857
+HK$1,695/mo
Deposit HK$668K · loan HK$6.01M · min. income ≈ HK$64,324/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$200,477 · Scale 2, in force from 26 Feb 2026)