LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,382
−HK$9,556/mo
▼ 0.25% · 3.875%
HK$157,122
−HK$4,816/mo
Today · 4.125%
HK$161,938
baseline
▲ 0.50% · 4.625%
HK$171,791
+HK$9,853/mo
Deposit HK$33.41M · loan HK$33.41M · min. income ≈ HK$323,876/mo (50% DSR)
Upfront cash ≈ HK$36.25M (deposit + AVD stamp duty HK$2,840,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,523
−HK$9,159/mo
▼ 0.25% · 3.875%
HK$174,070
−HK$4,612/mo
Today · 4.125%
HK$178,682
baseline
▲ 0.50% · 4.625%
HK$188,101
+HK$9,419/mo
Deposit HK$33.41M · loan HK$33.41M · min. income ≈ HK$357,364/mo (50% DSR)
Upfront cash ≈ HK$36.25M (deposit + AVD stamp duty HK$2,840,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,858
−HK$11,467/mo
▼ 0.25% · 3.875%
HK$188,546
−HK$5,779/mo
Today · 4.125%
HK$194,325
baseline
▲ 0.50% · 4.625%
HK$206,149
+HK$11,824/mo
Deposit HK$26.73M · loan HK$40.10M · min. income ≈ HK$388,650/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$2,840,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,428
−HK$10,991/mo
▼ 0.25% · 3.875%
HK$208,884
−HK$5,535/mo
Today · 4.125%
HK$214,419
baseline
▲ 0.50% · 4.625%
HK$225,721
+HK$11,302/mo
Deposit HK$26.73M · loan HK$40.10M · min. income ≈ HK$428,838/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$2,840,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,335
−HK$13,378/mo
▼ 0.25% · 3.875%
HK$219,970
−HK$6,743/mo
Today · 4.125%
HK$226,713
baseline
▲ 0.50% · 4.625%
HK$240,507
+HK$13,794/mo
Deposit HK$20.05M · loan HK$46.78M · min. income ≈ HK$453,426/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,840,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,333
−HK$12,822/mo
▼ 0.25% · 3.875%
HK$243,698
−HK$6,457/mo
Today · 4.125%
HK$250,155
baseline
▲ 0.50% · 4.625%
HK$263,341
+HK$13,186/mo
Deposit HK$20.05M · loan HK$46.78M · min. income ≈ HK$500,310/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,840,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,287
−HK$17,201/mo
▼ 0.25% · 3.875%
HK$282,819
−HK$8,669/mo
Today · 4.125%
HK$291,488
baseline
▲ 0.50% · 4.625%
HK$309,224
+HK$17,736/mo
Deposit HK$6.68M · loan HK$60.14M · min. income ≈ HK$582,976/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,840,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,142
−HK$16,486/mo
▼ 0.25% · 3.875%
HK$313,326
−HK$8,302/mo
Today · 4.125%
HK$321,628
baseline
▲ 0.50% · 4.625%
HK$338,581
+HK$16,953/mo
Deposit HK$6.68M · loan HK$60.14M · min. income ≈ HK$643,256/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,840,132 · Scale 2, in force from 26 Feb 2026)