LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,447
−HK$9,560/mo
▼ 0.25% · 3.875%
HK$157,189
−HK$4,818/mo
Today · 4.125%
HK$162,007
baseline
▲ 0.50% · 4.625%
HK$171,864
+HK$9,857/mo
Deposit HK$33.43M · loan HK$33.43M · min. income ≈ HK$324,014/mo (50% DSR)
Upfront cash ≈ HK$36.27M (deposit + AVD stamp duty HK$2,841,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,596
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$174,144
−HK$4,614/mo
Today · 4.125%
HK$178,758
baseline
▲ 0.50% · 4.625%
HK$188,181
+HK$9,423/mo
Deposit HK$33.43M · loan HK$33.43M · min. income ≈ HK$357,516/mo (50% DSR)
Upfront cash ≈ HK$36.27M (deposit + AVD stamp duty HK$2,841,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,936
−HK$11,472/mo
▼ 0.25% · 3.875%
HK$188,627
−HK$5,781/mo
Today · 4.125%
HK$194,408
baseline
▲ 0.50% · 4.625%
HK$206,237
+HK$11,829/mo
Deposit HK$26.74M · loan HK$40.11M · min. income ≈ HK$388,816/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$2,841,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,515
−HK$10,995/mo
▼ 0.25% · 3.875%
HK$208,973
−HK$5,537/mo
Today · 4.125%
HK$214,510
baseline
▲ 0.50% · 4.625%
HK$225,817
+HK$11,307/mo
Deposit HK$26.74M · loan HK$40.11M · min. income ≈ HK$429,020/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$2,841,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,426
−HK$13,383/mo
▼ 0.25% · 3.875%
HK$220,064
−HK$6,745/mo
Today · 4.125%
HK$226,809
baseline
▲ 0.50% · 4.625%
HK$240,610
+HK$13,801/mo
Deposit HK$20.06M · loan HK$46.80M · min. income ≈ HK$453,618/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$2,841,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,434
−HK$12,828/mo
▼ 0.25% · 3.875%
HK$243,802
−HK$6,460/mo
Today · 4.125%
HK$250,262
baseline
▲ 0.50% · 4.625%
HK$263,453
+HK$13,191/mo
Deposit HK$20.06M · loan HK$46.80M · min. income ≈ HK$500,524/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$2,841,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,404
−HK$17,208/mo
▼ 0.25% · 3.875%
HK$282,940
−HK$8,672/mo
Today · 4.125%
HK$291,612
baseline
▲ 0.50% · 4.625%
HK$309,356
+HK$17,744/mo
Deposit HK$6.69M · loan HK$60.17M · min. income ≈ HK$583,224/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$2,841,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,272
−HK$16,493/mo
▼ 0.25% · 3.875%
HK$313,459
−HK$8,306/mo
Today · 4.125%
HK$321,765
baseline
▲ 0.50% · 4.625%
HK$338,726
+HK$16,961/mo
Deposit HK$6.69M · loan HK$60.17M · min. income ≈ HK$643,530/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$2,841,344 · Scale 2, in force from 26 Feb 2026)