LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,466
−HK$9,561/mo
▼ 0.25% · 3.875%
HK$157,208
−HK$4,819/mo
Today · 4.125%
HK$162,027
baseline
▲ 0.50% · 4.625%
HK$171,886
+HK$9,859/mo
Deposit HK$33.43M · loan HK$33.43M · min. income ≈ HK$324,054/mo (50% DSR)
Upfront cash ≈ HK$36.27M (deposit + AVD stamp duty HK$2,841,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,617
−HK$9,164/mo
▼ 0.25% · 3.875%
HK$174,166
−HK$4,615/mo
Today · 4.125%
HK$178,781
baseline
▲ 0.50% · 4.625%
HK$188,204
+HK$9,423/mo
Deposit HK$33.43M · loan HK$33.43M · min. income ≈ HK$357,562/mo (50% DSR)
Upfront cash ≈ HK$36.27M (deposit + AVD stamp duty HK$2,841,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,959
−HK$11,473/mo
▼ 0.25% · 3.875%
HK$188,650
−HK$5,782/mo
Today · 4.125%
HK$194,432
baseline
▲ 0.50% · 4.625%
HK$206,263
+HK$11,831/mo
Deposit HK$26.75M · loan HK$40.12M · min. income ≈ HK$388,864/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,841,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,540
−HK$10,997/mo
▼ 0.25% · 3.875%
HK$208,999
−HK$5,538/mo
Today · 4.125%
HK$214,537
baseline
▲ 0.50% · 4.625%
HK$225,845
+HK$11,308/mo
Deposit HK$26.75M · loan HK$40.12M · min. income ≈ HK$429,074/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,841,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,452
−HK$13,385/mo
▼ 0.25% · 3.875%
HK$220,092
−HK$6,745/mo
Today · 4.125%
HK$226,837
baseline
▲ 0.50% · 4.625%
HK$240,640
+HK$13,803/mo
Deposit HK$20.06M · loan HK$46.80M · min. income ≈ HK$453,674/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$2,841,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,463
−HK$12,830/mo
▼ 0.25% · 3.875%
HK$243,832
−HK$6,461/mo
Today · 4.125%
HK$250,293
baseline
▲ 0.50% · 4.625%
HK$263,486
+HK$13,193/mo
Deposit HK$20.06M · loan HK$46.80M · min. income ≈ HK$500,586/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$2,841,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,438
−HK$17,210/mo
▼ 0.25% · 3.875%
HK$282,975
−HK$8,673/mo
Today · 4.125%
HK$291,648
baseline
▲ 0.50% · 4.625%
HK$309,394
+HK$17,746/mo
Deposit HK$6.69M · loan HK$60.18M · min. income ≈ HK$583,296/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$2,841,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,310
−HK$16,495/mo
▼ 0.25% · 3.875%
HK$313,498
−HK$8,307/mo
Today · 4.125%
HK$321,805
baseline
▲ 0.50% · 4.625%
HK$338,768
+HK$16,963/mo
Deposit HK$6.69M · loan HK$60.18M · min. income ≈ HK$643,610/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$2,841,697 · Scale 2, in force from 26 Feb 2026)