LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,506
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$157,249
−HK$4,820/mo
Today · 4.125%
HK$162,069
baseline
▲ 0.50% · 4.625%
HK$171,930
+HK$9,861/mo
Deposit HK$33.44M · loan HK$33.44M · min. income ≈ HK$324,138/mo (50% DSR)
Upfront cash ≈ HK$36.28M (deposit + AVD stamp duty HK$2,842,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,661
−HK$9,166/mo
▼ 0.25% · 3.875%
HK$174,211
−HK$4,616/mo
Today · 4.125%
HK$178,827
baseline
▲ 0.50% · 4.625%
HK$188,253
+HK$9,426/mo
Deposit HK$33.44M · loan HK$33.44M · min. income ≈ HK$357,654/mo (50% DSR)
Upfront cash ≈ HK$36.28M (deposit + AVD stamp duty HK$2,842,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,007
−HK$11,476/mo
▼ 0.25% · 3.875%
HK$188,699
−HK$5,784/mo
Today · 4.125%
HK$194,483
baseline
▲ 0.50% · 4.625%
HK$206,317
+HK$11,834/mo
Deposit HK$26.75M · loan HK$40.13M · min. income ≈ HK$388,966/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,842,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,593
−HK$11,000/mo
▼ 0.25% · 3.875%
HK$209,053
−HK$5,540/mo
Today · 4.125%
HK$214,593
baseline
▲ 0.50% · 4.625%
HK$225,904
+HK$11,311/mo
Deposit HK$26.75M · loan HK$40.13M · min. income ≈ HK$429,186/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,842,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,508
−HK$13,389/mo
▼ 0.25% · 3.875%
HK$220,149
−HK$6,748/mo
Today · 4.125%
HK$226,897
baseline
▲ 0.50% · 4.625%
HK$240,703
+HK$13,806/mo
Deposit HK$20.06M · loan HK$46.82M · min. income ≈ HK$453,794/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,842,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,525
−HK$12,833/mo
▼ 0.25% · 3.875%
HK$243,896
−HK$6,462/mo
Today · 4.125%
HK$250,358
baseline
▲ 0.50% · 4.625%
HK$263,555
+HK$13,197/mo
Deposit HK$20.06M · loan HK$46.82M · min. income ≈ HK$500,716/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,842,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,510
−HK$17,214/mo
▼ 0.25% · 3.875%
HK$283,049
−HK$8,675/mo
Today · 4.125%
HK$291,724
baseline
▲ 0.50% · 4.625%
HK$309,475
+HK$17,751/mo
Deposit HK$6.69M · loan HK$60.19M · min. income ≈ HK$583,448/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$2,842,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,390
−HK$16,499/mo
▼ 0.25% · 3.875%
HK$313,580
−HK$8,309/mo
Today · 4.125%
HK$321,889
baseline
▲ 0.50% · 4.625%
HK$338,856
+HK$16,967/mo
Deposit HK$6.69M · loan HK$60.19M · min. income ≈ HK$643,778/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$2,842,437 · Scale 2, in force from 26 Feb 2026)