LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,551
−HK$9,566/mo
▼ 0.25% · 3.875%
HK$157,296
−HK$4,821/mo
Today · 4.125%
HK$162,117
baseline
▲ 0.50% · 4.625%
HK$171,982
+HK$9,865/mo
Deposit HK$33.45M · loan HK$33.45M · min. income ≈ HK$324,234/mo (50% DSR)
Upfront cash ≈ HK$36.29M (deposit + AVD stamp duty HK$2,843,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,711
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$174,263
−HK$4,617/mo
Today · 4.125%
HK$178,880
baseline
▲ 0.50% · 4.625%
HK$188,309
+HK$9,429/mo
Deposit HK$33.45M · loan HK$33.45M · min. income ≈ HK$357,760/mo (50% DSR)
Upfront cash ≈ HK$36.29M (deposit + AVD stamp duty HK$2,843,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,061
−HK$11,480/mo
▼ 0.25% · 3.875%
HK$188,755
−HK$5,786/mo
Today · 4.125%
HK$194,541
baseline
▲ 0.50% · 4.625%
HK$206,378
+HK$11,837/mo
Deposit HK$26.76M · loan HK$40.14M · min. income ≈ HK$389,082/mo (50% DSR)
Upfront cash ≈ HK$29.60M (deposit + AVD stamp duty HK$2,843,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,654
−HK$11,003/mo
▼ 0.25% · 3.875%
HK$209,116
−HK$5,541/mo
Today · 4.125%
HK$214,657
baseline
▲ 0.50% · 4.625%
HK$225,971
+HK$11,314/mo
Deposit HK$26.76M · loan HK$40.14M · min. income ≈ HK$429,314/mo (50% DSR)
Upfront cash ≈ HK$29.60M (deposit + AVD stamp duty HK$2,843,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,571
−HK$13,393/mo
▼ 0.25% · 3.875%
HK$220,215
−HK$6,749/mo
Today · 4.125%
HK$226,964
baseline
▲ 0.50% · 4.625%
HK$240,774
+HK$13,810/mo
Deposit HK$20.07M · loan HK$46.83M · min. income ≈ HK$453,928/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,843,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,596
−HK$12,837/mo
▼ 0.25% · 3.875%
HK$243,968
−HK$6,465/mo
Today · 4.125%
HK$250,433
baseline
▲ 0.50% · 4.625%
HK$263,633
+HK$13,200/mo
Deposit HK$20.07M · loan HK$46.83M · min. income ≈ HK$500,866/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,843,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,592
−HK$17,219/mo
▼ 0.25% · 3.875%
HK$283,133
−HK$8,678/mo
Today · 4.125%
HK$291,811
baseline
▲ 0.50% · 4.625%
HK$309,567
+HK$17,756/mo
Deposit HK$6.69M · loan HK$60.21M · min. income ≈ HK$583,622/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$2,843,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,481
−HK$16,504/mo
▼ 0.25% · 3.875%
HK$313,673
−HK$8,312/mo
Today · 4.125%
HK$321,985
baseline
▲ 0.50% · 4.625%
HK$338,957
+HK$16,972/mo
Deposit HK$6.69M · loan HK$60.21M · min. income ≈ HK$643,970/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$2,843,285 · Scale 2, in force from 26 Feb 2026)