LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,255
−HK$957/mo
▼ 0.25% · 3.875%
HK$15,730
−HK$482/mo
Today · 4.125%
HK$16,212
baseline
▲ 0.50% · 4.625%
HK$17,199
+HK$987/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,424/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,972
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,427
−HK$461/mo
Today · 4.125%
HK$17,888
baseline
▲ 0.50% · 4.625%
HK$18,831
+HK$943/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,776/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,307
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,876
−HK$578/mo
Today · 4.125%
HK$19,454
baseline
▲ 0.50% · 4.625%
HK$20,638
+HK$1,184/mo
Deposit HK$2.68M · loan HK$4.01M · min. income ≈ HK$38,908/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,366
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,912
−HK$554/mo
Today · 4.125%
HK$21,466
baseline
▲ 0.50% · 4.625%
HK$22,598
+HK$1,132/mo
Deposit HK$2.68M · loan HK$4.01M · min. income ≈ HK$42,932/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,358
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,022
−HK$675/mo
Today · 4.125%
HK$22,697
baseline
▲ 0.50% · 4.625%
HK$24,078
+HK$1,381/mo
Deposit HK$2.01M · loan HK$4.68M · min. income ≈ HK$45,394/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,760
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,397
−HK$647/mo
Today · 4.125%
HK$25,044
baseline
▲ 0.50% · 4.625%
HK$26,364
+HK$1,320/mo
Deposit HK$2.01M · loan HK$4.68M · min. income ≈ HK$50,088/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,460
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,314
−HK$868/mo
Today · 4.125%
HK$29,182
baseline
▲ 0.50% · 4.625%
HK$30,957
+HK$1,775/mo
Deposit HK$669K · loan HK$6.02M · min. income ≈ HK$58,364/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$200,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,549
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,368
−HK$831/mo
Today · 4.125%
HK$32,199
baseline
▲ 0.50% · 4.625%
HK$33,896
+HK$1,697/mo
Deposit HK$669K · loan HK$6.02M · min. income ≈ HK$64,398/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$200,707 · Scale 2, in force from 26 Feb 2026)