LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,563
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$157,308
−HK$4,822/mo
Today · 4.125%
HK$162,130
baseline
▲ 0.50% · 4.625%
HK$171,995
+HK$9,865/mo
Deposit HK$33.45M · loan HK$33.45M · min. income ≈ HK$324,260/mo (50% DSR)
Upfront cash ≈ HK$36.30M (deposit + AVD stamp duty HK$2,843,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,724
−HK$9,170/mo
▼ 0.25% · 3.875%
HK$174,276
−HK$4,618/mo
Today · 4.125%
HK$178,894
baseline
▲ 0.50% · 4.625%
HK$188,324
+HK$9,430/mo
Deposit HK$33.45M · loan HK$33.45M · min. income ≈ HK$357,788/mo (50% DSR)
Upfront cash ≈ HK$36.30M (deposit + AVD stamp duty HK$2,843,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,075
−HK$11,480/mo
▼ 0.25% · 3.875%
HK$188,770
−HK$5,785/mo
Today · 4.125%
HK$194,555
baseline
▲ 0.50% · 4.625%
HK$206,394
+HK$11,839/mo
Deposit HK$26.76M · loan HK$40.14M · min. income ≈ HK$389,110/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,843,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,669
−HK$11,004/mo
▼ 0.25% · 3.875%
HK$209,131
−HK$5,542/mo
Today · 4.125%
HK$214,673
baseline
▲ 0.50% · 4.625%
HK$225,988
+HK$11,315/mo
Deposit HK$26.76M · loan HK$40.14M · min. income ≈ HK$429,346/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,843,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,588
−HK$13,393/mo
▼ 0.25% · 3.875%
HK$220,231
−HK$6,750/mo
Today · 4.125%
HK$226,981
baseline
▲ 0.50% · 4.625%
HK$240,793
+HK$13,812/mo
Deposit HK$20.07M · loan HK$46.83M · min. income ≈ HK$453,962/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,843,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,614
−HK$12,838/mo
▼ 0.25% · 3.875%
HK$243,987
−HK$6,465/mo
Today · 4.125%
HK$250,452
baseline
▲ 0.50% · 4.625%
HK$263,653
+HK$13,201/mo
Deposit HK$20.07M · loan HK$46.83M · min. income ≈ HK$500,904/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,843,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,613
−HK$17,220/mo
▼ 0.25% · 3.875%
HK$283,155
−HK$8,678/mo
Today · 4.125%
HK$291,833
baseline
▲ 0.50% · 4.625%
HK$309,591
+HK$17,758/mo
Deposit HK$6.69M · loan HK$60.22M · min. income ≈ HK$583,666/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$2,843,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,504
−HK$16,505/mo
▼ 0.25% · 3.875%
HK$313,697
−HK$8,312/mo
Today · 4.125%
HK$322,009
baseline
▲ 0.50% · 4.625%
HK$338,983
+HK$16,974/mo
Deposit HK$6.69M · loan HK$60.22M · min. income ≈ HK$644,018/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$2,843,500 · Scale 2, in force from 26 Feb 2026)