LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,589
−HK$9,569/mo
▼ 0.25% · 3.875%
HK$157,335
−HK$4,823/mo
Today · 4.125%
HK$162,158
baseline
▲ 0.50% · 4.625%
HK$172,025
+HK$9,867/mo
Deposit HK$33.46M · loan HK$33.46M · min. income ≈ HK$324,316/mo (50% DSR)
Upfront cash ≈ HK$36.30M (deposit + AVD stamp duty HK$2,843,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,754
−HK$9,171/mo
▼ 0.25% · 3.875%
HK$174,306
−HK$4,619/mo
Today · 4.125%
HK$178,925
baseline
▲ 0.50% · 4.625%
HK$188,356
+HK$9,431/mo
Deposit HK$33.46M · loan HK$33.46M · min. income ≈ HK$357,850/mo (50% DSR)
Upfront cash ≈ HK$36.30M (deposit + AVD stamp duty HK$2,843,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,107
−HK$11,482/mo
▼ 0.25% · 3.875%
HK$188,803
−HK$5,786/mo
Today · 4.125%
HK$194,589
baseline
▲ 0.50% · 4.625%
HK$206,430
+HK$11,841/mo
Deposit HK$26.77M · loan HK$40.15M · min. income ≈ HK$389,178/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,843,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,705
−HK$11,005/mo
▼ 0.25% · 3.875%
HK$209,168
−HK$5,542/mo
Today · 4.125%
HK$214,710
baseline
▲ 0.50% · 4.625%
HK$226,028
+HK$11,318/mo
Deposit HK$26.77M · loan HK$40.15M · min. income ≈ HK$429,420/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,843,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,625
−HK$13,396/mo
▼ 0.25% · 3.875%
HK$220,270
−HK$6,751/mo
Today · 4.125%
HK$227,021
baseline
▲ 0.50% · 4.625%
HK$240,834
+HK$13,813/mo
Deposit HK$20.08M · loan HK$46.84M · min. income ≈ HK$454,042/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,843,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,655
−HK$12,840/mo
▼ 0.25% · 3.875%
HK$244,029
−HK$6,466/mo
Today · 4.125%
HK$250,495
baseline
▲ 0.50% · 4.625%
HK$263,699
+HK$13,204/mo
Deposit HK$20.08M · loan HK$46.84M · min. income ≈ HK$500,990/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,843,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,660
−HK$17,224/mo
▼ 0.25% · 3.875%
HK$283,204
−HK$8,680/mo
Today · 4.125%
HK$291,884
baseline
▲ 0.50% · 4.625%
HK$309,644
+HK$17,760/mo
Deposit HK$6.69M · loan HK$60.23M · min. income ≈ HK$583,768/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$2,843,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,557
−HK$16,508/mo
▼ 0.25% · 3.875%
HK$313,752
−HK$8,313/mo
Today · 4.125%
HK$322,065
baseline
▲ 0.50% · 4.625%
HK$339,042
+HK$16,977/mo
Deposit HK$6.69M · loan HK$60.23M · min. income ≈ HK$644,130/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$2,843,994 · Scale 2, in force from 26 Feb 2026)