LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,609
−HK$9,570/mo
▼ 0.25% · 3.875%
HK$157,356
−HK$4,823/mo
Today · 4.125%
HK$162,179
baseline
▲ 0.50% · 4.625%
HK$172,047
+HK$9,868/mo
Deposit HK$33.46M · loan HK$33.46M · min. income ≈ HK$324,358/mo (50% DSR)
Upfront cash ≈ HK$36.31M (deposit + AVD stamp duty HK$2,844,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,776
−HK$9,173/mo
▼ 0.25% · 3.875%
HK$174,329
−HK$4,620/mo
Today · 4.125%
HK$178,949
baseline
▲ 0.50% · 4.625%
HK$188,381
+HK$9,432/mo
Deposit HK$33.46M · loan HK$33.46M · min. income ≈ HK$357,898/mo (50% DSR)
Upfront cash ≈ HK$36.31M (deposit + AVD stamp duty HK$2,844,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,131
−HK$11,484/mo
▼ 0.25% · 3.875%
HK$188,827
−HK$5,788/mo
Today · 4.125%
HK$194,615
baseline
▲ 0.50% · 4.625%
HK$206,457
+HK$11,842/mo
Deposit HK$26.77M · loan HK$40.16M · min. income ≈ HK$389,230/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,844,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,731
−HK$11,007/mo
▼ 0.25% · 3.875%
HK$209,195
−HK$5,543/mo
Today · 4.125%
HK$214,738
baseline
▲ 0.50% · 4.625%
HK$226,057
+HK$11,319/mo
Deposit HK$26.77M · loan HK$40.16M · min. income ≈ HK$429,476/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,844,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,653
−HK$13,398/mo
▼ 0.25% · 3.875%
HK$220,299
−HK$6,752/mo
Today · 4.125%
HK$227,051
baseline
▲ 0.50% · 4.625%
HK$240,866
+HK$13,815/mo
Deposit HK$20.08M · loan HK$46.85M · min. income ≈ HK$454,102/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,844,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,686
−HK$12,842/mo
▼ 0.25% · 3.875%
HK$244,061
−HK$6,467/mo
Today · 4.125%
HK$250,528
baseline
▲ 0.50% · 4.625%
HK$263,734
+HK$13,206/mo
Deposit HK$20.08M · loan HK$46.85M · min. income ≈ HK$501,056/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,844,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,696
−HK$17,226/mo
▼ 0.25% · 3.875%
HK$283,241
−HK$8,681/mo
Today · 4.125%
HK$291,922
baseline
▲ 0.50% · 4.625%
HK$309,685
+HK$17,763/mo
Deposit HK$6.69M · loan HK$60.23M · min. income ≈ HK$583,844/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$2,844,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,597
−HK$16,510/mo
▼ 0.25% · 3.875%
HK$313,793
−HK$8,314/mo
Today · 4.125%
HK$322,107
baseline
▲ 0.50% · 4.625%
HK$339,086
+HK$16,979/mo
Deposit HK$6.69M · loan HK$60.23M · min. income ≈ HK$644,214/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$2,844,367 · Scale 2, in force from 26 Feb 2026)