LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,264
−HK$958/mo
▼ 0.25% · 3.875%
HK$15,739
−HK$483/mo
Today · 4.125%
HK$16,222
baseline
▲ 0.50% · 4.625%
HK$17,209
+HK$987/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,444/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,982
−HK$917/mo
▼ 0.25% · 3.875%
HK$17,437
−HK$462/mo
Today · 4.125%
HK$17,899
baseline
▲ 0.50% · 4.625%
HK$18,842
+HK$943/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,798/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,317
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,887
−HK$579/mo
Today · 4.125%
HK$19,466
baseline
▲ 0.50% · 4.625%
HK$20,650
+HK$1,184/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,932/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,378
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,924
−HK$555/mo
Today · 4.125%
HK$21,479
baseline
▲ 0.50% · 4.625%
HK$22,611
+HK$1,132/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$42,958/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,370
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,035
−HK$675/mo
Today · 4.125%
HK$22,710
baseline
▲ 0.50% · 4.625%
HK$24,092
+HK$1,382/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,420/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,774
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,412
−HK$647/mo
Today · 4.125%
HK$25,059
baseline
▲ 0.50% · 4.625%
HK$26,379
+HK$1,320/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,118/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,476
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,331
−HK$868/mo
Today · 4.125%
HK$29,199
baseline
▲ 0.50% · 4.625%
HK$30,976
+HK$1,777/mo
Deposit HK$669K · loan HK$6.02M · min. income ≈ HK$58,398/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$200,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,567
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,387
−HK$831/mo
Today · 4.125%
HK$32,218
baseline
▲ 0.50% · 4.625%
HK$33,916
+HK$1,698/mo
Deposit HK$669K · loan HK$6.02M · min. income ≈ HK$64,436/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$200,826 · Scale 2, in force from 26 Feb 2026)