LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,649
−HK$9,572/mo
▼ 0.25% · 3.875%
HK$157,397
−HK$4,824/mo
Today · 4.125%
HK$162,221
baseline
▲ 0.50% · 4.625%
HK$172,092
+HK$9,871/mo
Deposit HK$33.47M · loan HK$33.47M · min. income ≈ HK$324,442/mo (50% DSR)
Upfront cash ≈ HK$36.32M (deposit + AVD stamp duty HK$2,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,820
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$174,375
−HK$4,620/mo
Today · 4.125%
HK$178,995
baseline
▲ 0.50% · 4.625%
HK$188,430
+HK$9,435/mo
Deposit HK$33.47M · loan HK$33.47M · min. income ≈ HK$357,990/mo (50% DSR)
Upfront cash ≈ HK$36.32M (deposit + AVD stamp duty HK$2,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,179
−HK$11,487/mo
▼ 0.25% · 3.875%
HK$188,877
−HK$5,789/mo
Today · 4.125%
HK$194,666
baseline
▲ 0.50% · 4.625%
HK$206,511
+HK$11,845/mo
Deposit HK$26.78M · loan HK$40.17M · min. income ≈ HK$389,332/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$2,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,785
−HK$11,009/mo
▼ 0.25% · 3.875%
HK$209,250
−HK$5,544/mo
Today · 4.125%
HK$214,794
baseline
▲ 0.50% · 4.625%
HK$226,117
+HK$11,323/mo
Deposit HK$26.78M · loan HK$40.17M · min. income ≈ HK$429,588/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$2,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,709
−HK$13,401/mo
▼ 0.25% · 3.875%
HK$220,356
−HK$6,754/mo
Today · 4.125%
HK$227,110
baseline
▲ 0.50% · 4.625%
HK$240,929
+HK$13,819/mo
Deposit HK$20.08M · loan HK$46.86M · min. income ≈ HK$454,220/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$2,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,749
−HK$12,844/mo
▼ 0.25% · 3.875%
HK$244,125
−HK$6,468/mo
Today · 4.125%
HK$250,593
baseline
▲ 0.50% · 4.625%
HK$263,803
+HK$13,210/mo
Deposit HK$20.08M · loan HK$46.86M · min. income ≈ HK$501,186/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$2,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,768
−HK$17,231/mo
▼ 0.25% · 3.875%
HK$283,315
−HK$8,684/mo
Today · 4.125%
HK$291,999
baseline
▲ 0.50% · 4.625%
HK$309,766
+HK$17,767/mo
Deposit HK$6.69M · loan HK$60.25M · min. income ≈ HK$583,998/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$2,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,677
−HK$16,515/mo
▼ 0.25% · 3.875%
HK$313,875
−HK$8,317/mo
Today · 4.125%
HK$322,192
baseline
▲ 0.50% · 4.625%
HK$339,175
+HK$16,983/mo
Deposit HK$6.69M · loan HK$60.25M · min. income ≈ HK$644,384/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$2,845,111 · Scale 2, in force from 26 Feb 2026)