LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,711
−HK$9,576/mo
▼ 0.25% · 3.875%
HK$157,461
−HK$4,826/mo
Today · 4.125%
HK$162,287
baseline
▲ 0.50% · 4.625%
HK$172,162
+HK$9,875/mo
Deposit HK$33.49M · loan HK$33.49M · min. income ≈ HK$324,574/mo (50% DSR)
Upfront cash ≈ HK$36.33M (deposit + AVD stamp duty HK$2,846,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,889
−HK$9,179/mo
▼ 0.25% · 3.875%
HK$174,445
−HK$4,623/mo
Today · 4.125%
HK$179,068
baseline
▲ 0.50% · 4.625%
HK$188,506
+HK$9,438/mo
Deposit HK$33.49M · loan HK$33.49M · min. income ≈ HK$358,136/mo (50% DSR)
Upfront cash ≈ HK$36.33M (deposit + AVD stamp duty HK$2,846,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,253
−HK$11,491/mo
▼ 0.25% · 3.875%
HK$188,953
−HK$5,791/mo
Today · 4.125%
HK$194,744
baseline
▲ 0.50% · 4.625%
HK$206,594
+HK$11,850/mo
Deposit HK$26.79M · loan HK$40.18M · min. income ≈ HK$389,488/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$2,846,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,867
−HK$11,014/mo
▼ 0.25% · 3.875%
HK$209,334
−HK$5,547/mo
Today · 4.125%
HK$214,881
baseline
▲ 0.50% · 4.625%
HK$226,208
+HK$11,327/mo
Deposit HK$26.79M · loan HK$40.18M · min. income ≈ HK$429,762/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$2,846,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,795
−HK$13,407/mo
▼ 0.25% · 3.875%
HK$220,445
−HK$6,757/mo
Today · 4.125%
HK$227,202
baseline
▲ 0.50% · 4.625%
HK$241,026
+HK$13,824/mo
Deposit HK$20.09M · loan HK$46.88M · min. income ≈ HK$454,404/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,846,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,845
−HK$12,850/mo
▼ 0.25% · 3.875%
HK$244,223
−HK$6,472/mo
Today · 4.125%
HK$250,695
baseline
▲ 0.50% · 4.625%
HK$263,909
+HK$13,214/mo
Deposit HK$20.09M · loan HK$46.88M · min. income ≈ HK$501,390/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,846,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,879
−HK$17,237/mo
▼ 0.25% · 3.875%
HK$283,429
−HK$8,687/mo
Today · 4.125%
HK$292,116
baseline
▲ 0.50% · 4.625%
HK$309,891
+HK$17,775/mo
Deposit HK$6.70M · loan HK$60.27M · min. income ≈ HK$584,232/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$2,846,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,800
−HK$16,522/mo
▼ 0.25% · 3.875%
HK$314,002
−HK$8,320/mo
Today · 4.125%
HK$322,322
baseline
▲ 0.50% · 4.625%
HK$339,312
+HK$16,990/mo
Deposit HK$6.70M · loan HK$60.27M · min. income ≈ HK$644,644/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$2,846,260 · Scale 2, in force from 26 Feb 2026)