LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,271
−HK$958/mo
▼ 0.25% · 3.875%
HK$15,746
−HK$483/mo
Today · 4.125%
HK$16,229
baseline
▲ 0.50% · 4.625%
HK$17,216
+HK$987/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,458/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,989
−HK$918/mo
▼ 0.25% · 3.875%
HK$17,445
−HK$462/mo
Today · 4.125%
HK$17,907
baseline
▲ 0.50% · 4.625%
HK$18,851
+HK$944/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,814/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,326
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,896
−HK$579/mo
Today · 4.125%
HK$19,475
baseline
▲ 0.50% · 4.625%
HK$20,660
+HK$1,185/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,950/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,387
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,934
−HK$554/mo
Today · 4.125%
HK$21,488
baseline
▲ 0.50% · 4.625%
HK$22,621
+HK$1,133/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$42,976/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,380
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,045
−HK$676/mo
Today · 4.125%
HK$22,721
baseline
▲ 0.50% · 4.625%
HK$24,103
+HK$1,382/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,442/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,785
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,423
−HK$647/mo
Today · 4.125%
HK$25,070
baseline
▲ 0.50% · 4.625%
HK$26,391
+HK$1,321/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,140/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,488
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,343
−HK$869/mo
Today · 4.125%
HK$29,212
baseline
▲ 0.50% · 4.625%
HK$30,990
+HK$1,778/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,424/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$200,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,580
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,401
−HK$832/mo
Today · 4.125%
HK$32,233
baseline
▲ 0.50% · 4.625%
HK$33,932
+HK$1,699/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$64,466/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$200,916 · Scale 2, in force from 26 Feb 2026)