LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,753
−HK$9,579/mo
▼ 0.25% · 3.875%
HK$157,504
−HK$4,828/mo
Today · 4.125%
HK$162,332
baseline
▲ 0.50% · 4.625%
HK$172,209
+HK$9,877/mo
Deposit HK$33.49M · loan HK$33.49M · min. income ≈ HK$324,664/mo (50% DSR)
Upfront cash ≈ HK$36.34M (deposit + AVD stamp duty HK$2,847,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,936
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$174,494
−HK$4,623/mo
Today · 4.125%
HK$179,117
baseline
▲ 0.50% · 4.625%
HK$188,559
+HK$9,442/mo
Deposit HK$33.49M · loan HK$33.49M · min. income ≈ HK$358,234/mo (50% DSR)
Upfront cash ≈ HK$36.34M (deposit + AVD stamp duty HK$2,847,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,303
−HK$11,495/mo
▼ 0.25% · 3.875%
HK$189,005
−HK$5,793/mo
Today · 4.125%
HK$194,798
baseline
▲ 0.50% · 4.625%
HK$206,651
+HK$11,853/mo
Deposit HK$26.80M · loan HK$40.19M · min. income ≈ HK$389,596/mo (50% DSR)
Upfront cash ≈ HK$29.64M (deposit + AVD stamp duty HK$2,847,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,923
−HK$11,018/mo
▼ 0.25% · 3.875%
HK$209,392
−HK$5,549/mo
Today · 4.125%
HK$214,941
baseline
▲ 0.50% · 4.625%
HK$226,270
+HK$11,329/mo
Deposit HK$26.80M · loan HK$40.19M · min. income ≈ HK$429,882/mo (50% DSR)
Upfront cash ≈ HK$29.64M (deposit + AVD stamp duty HK$2,847,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,854
−HK$13,411/mo
▼ 0.25% · 3.875%
HK$220,506
−HK$6,759/mo
Today · 4.125%
HK$227,265
baseline
▲ 0.50% · 4.625%
HK$241,093
+HK$13,828/mo
Deposit HK$20.10M · loan HK$46.89M · min. income ≈ HK$454,530/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,847,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,910
−HK$12,854/mo
▼ 0.25% · 3.875%
HK$244,291
−HK$6,473/mo
Today · 4.125%
HK$250,764
baseline
▲ 0.50% · 4.625%
HK$263,982
+HK$13,218/mo
Deposit HK$20.10M · loan HK$46.89M · min. income ≈ HK$501,528/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,847,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,955
−HK$17,242/mo
▼ 0.25% · 3.875%
HK$283,508
−HK$8,689/mo
Today · 4.125%
HK$292,197
baseline
▲ 0.50% · 4.625%
HK$309,977
+HK$17,780/mo
Deposit HK$6.70M · loan HK$60.29M · min. income ≈ HK$584,394/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,847,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,885
−HK$16,526/mo
▼ 0.25% · 3.875%
HK$314,089
−HK$8,322/mo
Today · 4.125%
HK$322,411
baseline
▲ 0.50% · 4.625%
HK$339,406
+HK$16,995/mo
Deposit HK$6.70M · loan HK$60.29M · min. income ≈ HK$644,822/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,847,048 · Scale 2, in force from 26 Feb 2026)