LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,277
−HK$958/mo
▼ 0.25% · 3.875%
HK$15,752
−HK$483/mo
Today · 4.125%
HK$16,235
baseline
▲ 0.50% · 4.625%
HK$17,223
+HK$988/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,470/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,996
−HK$918/mo
▼ 0.25% · 3.875%
HK$17,452
−HK$462/mo
Today · 4.125%
HK$17,914
baseline
▲ 0.50% · 4.625%
HK$18,858
+HK$944/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,828/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,333
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,903
−HK$579/mo
Today · 4.125%
HK$19,482
baseline
▲ 0.50% · 4.625%
HK$20,668
+HK$1,186/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,964/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,395
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,942
−HK$555/mo
Today · 4.125%
HK$21,497
baseline
▲ 0.50% · 4.625%
HK$22,630
+HK$1,133/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$42,994/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,388
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,053
−HK$676/mo
Today · 4.125%
HK$22,729
baseline
▲ 0.50% · 4.625%
HK$24,112
+HK$1,383/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,458/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,794
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,432
−HK$648/mo
Today · 4.125%
HK$25,080
baseline
▲ 0.50% · 4.625%
HK$26,402
+HK$1,322/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,160/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,499
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,354
−HK$869/mo
Today · 4.125%
HK$29,223
baseline
▲ 0.50% · 4.625%
HK$31,002
+HK$1,779/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,446/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$200,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,592
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,413
−HK$832/mo
Today · 4.125%
HK$32,245
baseline
▲ 0.50% · 4.625%
HK$33,945
+HK$1,700/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$64,490/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$200,994 · Scale 2, in force from 26 Feb 2026)