LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,781
−HK$9,580/mo
▼ 0.25% · 3.875%
HK$157,533
−HK$4,828/mo
Today · 4.125%
HK$162,361
baseline
▲ 0.50% · 4.625%
HK$172,241
+HK$9,880/mo
Deposit HK$33.50M · loan HK$33.50M · min. income ≈ HK$324,722/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$2,847,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,967
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$174,525
−HK$4,625/mo
Today · 4.125%
HK$179,150
baseline
▲ 0.50% · 4.625%
HK$188,593
+HK$9,443/mo
Deposit HK$33.50M · loan HK$33.50M · min. income ≈ HK$358,300/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$2,847,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,337
−HK$11,497/mo
▼ 0.25% · 3.875%
HK$189,040
−HK$5,794/mo
Today · 4.125%
HK$194,834
baseline
▲ 0.50% · 4.625%
HK$206,689
+HK$11,855/mo
Deposit HK$26.80M · loan HK$40.20M · min. income ≈ HK$389,668/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,847,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,960
−HK$11,020/mo
▼ 0.25% · 3.875%
HK$209,431
−HK$5,549/mo
Today · 4.125%
HK$214,980
baseline
▲ 0.50% · 4.625%
HK$226,312
+HK$11,332/mo
Deposit HK$26.80M · loan HK$40.20M · min. income ≈ HK$429,960/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,847,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,893
−HK$13,413/mo
▼ 0.25% · 3.875%
HK$220,546
−HK$6,760/mo
Today · 4.125%
HK$227,306
baseline
▲ 0.50% · 4.625%
HK$241,137
+HK$13,831/mo
Deposit HK$20.10M · loan HK$46.90M · min. income ≈ HK$454,612/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,847,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,954
−HK$12,856/mo
▼ 0.25% · 3.875%
HK$244,336
−HK$6,474/mo
Today · 4.125%
HK$250,810
baseline
▲ 0.50% · 4.625%
HK$264,030
+HK$13,220/mo
Deposit HK$20.10M · loan HK$46.90M · min. income ≈ HK$501,620/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,847,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,005
−HK$17,246/mo
▼ 0.25% · 3.875%
HK$283,560
−HK$8,691/mo
Today · 4.125%
HK$292,251
baseline
▲ 0.50% · 4.625%
HK$310,033
+HK$17,782/mo
Deposit HK$6.70M · loan HK$60.30M · min. income ≈ HK$584,502/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,847,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,941
−HK$16,529/mo
▼ 0.25% · 3.875%
HK$314,146
−HK$8,324/mo
Today · 4.125%
HK$322,470
baseline
▲ 0.50% · 4.625%
HK$339,467
+HK$16,997/mo
Deposit HK$6.70M · loan HK$60.30M · min. income ≈ HK$644,940/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,847,567 · Scale 2, in force from 26 Feb 2026)