LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,782
−HK$9,580/mo
▼ 0.25% · 3.875%
HK$157,534
−HK$4,828/mo
Today · 4.125%
HK$162,362
baseline
▲ 0.50% · 4.625%
HK$172,242
+HK$9,880/mo
Deposit HK$33.50M · loan HK$33.50M · min. income ≈ HK$324,724/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$2,847,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,968
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$174,526
−HK$4,625/mo
Today · 4.125%
HK$179,151
baseline
▲ 0.50% · 4.625%
HK$188,594
+HK$9,443/mo
Deposit HK$33.50M · loan HK$33.50M · min. income ≈ HK$358,302/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$2,847,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,338
−HK$11,497/mo
▼ 0.25% · 3.875%
HK$189,041
−HK$5,794/mo
Today · 4.125%
HK$194,835
baseline
▲ 0.50% · 4.625%
HK$206,690
+HK$11,855/mo
Deposit HK$26.80M · loan HK$40.20M · min. income ≈ HK$389,670/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,847,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,962
−HK$11,019/mo
▼ 0.25% · 3.875%
HK$209,432
−HK$5,549/mo
Today · 4.125%
HK$214,981
baseline
▲ 0.50% · 4.625%
HK$226,313
+HK$11,332/mo
Deposit HK$26.80M · loan HK$40.20M · min. income ≈ HK$429,962/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,847,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,894
−HK$13,413/mo
▼ 0.25% · 3.875%
HK$220,548
−HK$6,759/mo
Today · 4.125%
HK$227,307
baseline
▲ 0.50% · 4.625%
HK$241,138
+HK$13,831/mo
Deposit HK$20.10M · loan HK$46.90M · min. income ≈ HK$454,614/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,847,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,955
−HK$12,856/mo
▼ 0.25% · 3.875%
HK$244,337
−HK$6,474/mo
Today · 4.125%
HK$250,811
baseline
▲ 0.50% · 4.625%
HK$264,032
+HK$13,221/mo
Deposit HK$20.10M · loan HK$46.90M · min. income ≈ HK$501,622/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,847,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,007
−HK$17,245/mo
▼ 0.25% · 3.875%
HK$283,561
−HK$8,691/mo
Today · 4.125%
HK$292,252
baseline
▲ 0.50% · 4.625%
HK$310,035
+HK$17,783/mo
Deposit HK$6.70M · loan HK$60.30M · min. income ≈ HK$584,504/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,847,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,942
−HK$16,530/mo
▼ 0.25% · 3.875%
HK$314,148
−HK$8,324/mo
Today · 4.125%
HK$322,472
baseline
▲ 0.50% · 4.625%
HK$339,469
+HK$16,997/mo
Deposit HK$6.70M · loan HK$60.30M · min. income ≈ HK$644,944/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,847,583 · Scale 2, in force from 26 Feb 2026)