LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,793
−HK$9,581/mo
▼ 0.25% · 3.875%
HK$157,546
−HK$4,828/mo
Today · 4.125%
HK$162,374
baseline
▲ 0.50% · 4.625%
HK$172,254
+HK$9,880/mo
Deposit HK$33.50M · loan HK$33.50M · min. income ≈ HK$324,748/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$2,847,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,981
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$174,539
−HK$4,625/mo
Today · 4.125%
HK$179,164
baseline
▲ 0.50% · 4.625%
HK$188,608
+HK$9,444/mo
Deposit HK$33.50M · loan HK$33.50M · min. income ≈ HK$358,328/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$2,847,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,351
−HK$11,498/mo
▼ 0.25% · 3.875%
HK$189,055
−HK$5,794/mo
Today · 4.125%
HK$194,849
baseline
▲ 0.50% · 4.625%
HK$206,705
+HK$11,856/mo
Deposit HK$26.80M · loan HK$40.20M · min. income ≈ HK$389,698/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,847,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,977
−HK$11,020/mo
▼ 0.25% · 3.875%
HK$209,447
−HK$5,550/mo
Today · 4.125%
HK$214,997
baseline
▲ 0.50% · 4.625%
HK$226,330
+HK$11,333/mo
Deposit HK$26.80M · loan HK$40.20M · min. income ≈ HK$429,994/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,847,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,910
−HK$13,414/mo
▼ 0.25% · 3.875%
HK$220,564
−HK$6,760/mo
Today · 4.125%
HK$227,324
baseline
▲ 0.50% · 4.625%
HK$241,156
+HK$13,832/mo
Deposit HK$20.10M · loan HK$46.90M · min. income ≈ HK$454,648/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,847,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,973
−HK$12,857/mo
▼ 0.25% · 3.875%
HK$244,355
−HK$6,475/mo
Today · 4.125%
HK$250,830
baseline
▲ 0.50% · 4.625%
HK$264,051
+HK$13,221/mo
Deposit HK$20.10M · loan HK$46.90M · min. income ≈ HK$501,660/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,847,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,027
−HK$17,247/mo
▼ 0.25% · 3.875%
HK$283,582
−HK$8,692/mo
Today · 4.125%
HK$292,274
baseline
▲ 0.50% · 4.625%
HK$310,058
+HK$17,784/mo
Deposit HK$6.70M · loan HK$60.31M · min. income ≈ HK$584,548/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,847,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,965
−HK$16,530/mo
▼ 0.25% · 3.875%
HK$314,171
−HK$8,324/mo
Today · 4.125%
HK$322,495
baseline
▲ 0.50% · 4.625%
HK$339,494
+HK$16,999/mo
Deposit HK$6.70M · loan HK$60.31M · min. income ≈ HK$644,990/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,847,793 · Scale 2, in force from 26 Feb 2026)