LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,808
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$157,561
−HK$4,830/mo
Today · 4.125%
HK$162,391
baseline
▲ 0.50% · 4.625%
HK$172,272
+HK$9,881/mo
Deposit HK$33.51M · loan HK$33.51M · min. income ≈ HK$324,782/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$2,848,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,998
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$174,557
−HK$4,625/mo
Today · 4.125%
HK$179,182
baseline
▲ 0.50% · 4.625%
HK$188,627
+HK$9,445/mo
Deposit HK$33.51M · loan HK$33.51M · min. income ≈ HK$358,364/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$2,848,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,370
−HK$11,499/mo
▼ 0.25% · 3.875%
HK$189,074
−HK$5,795/mo
Today · 4.125%
HK$194,869
baseline
▲ 0.50% · 4.625%
HK$206,726
+HK$11,857/mo
Deposit HK$26.81M · loan HK$40.21M · min. income ≈ HK$389,738/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,848,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,997
−HK$11,021/mo
▼ 0.25% · 3.875%
HK$209,468
−HK$5,550/mo
Today · 4.125%
HK$215,018
baseline
▲ 0.50% · 4.625%
HK$226,352
+HK$11,334/mo
Deposit HK$26.81M · loan HK$40.21M · min. income ≈ HK$430,036/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,848,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,931
−HK$13,416/mo
▼ 0.25% · 3.875%
HK$220,586
−HK$6,761/mo
Today · 4.125%
HK$227,347
baseline
▲ 0.50% · 4.625%
HK$241,180
+HK$13,833/mo
Deposit HK$20.10M · loan HK$46.91M · min. income ≈ HK$454,694/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,848,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,997
−HK$12,858/mo
▼ 0.25% · 3.875%
HK$244,380
−HK$6,475/mo
Today · 4.125%
HK$250,855
baseline
▲ 0.50% · 4.625%
HK$264,078
+HK$13,223/mo
Deposit HK$20.10M · loan HK$46.91M · min. income ≈ HK$501,710/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,848,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,055
−HK$17,248/mo
▼ 0.25% · 3.875%
HK$283,611
−HK$8,692/mo
Today · 4.125%
HK$292,303
baseline
▲ 0.50% · 4.625%
HK$310,089
+HK$17,786/mo
Deposit HK$6.70M · loan HK$60.31M · min. income ≈ HK$584,606/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,848,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,996
−HK$16,532/mo
▼ 0.25% · 3.875%
HK$314,202
−HK$8,326/mo
Today · 4.125%
HK$322,528
baseline
▲ 0.50% · 4.625%
HK$339,529
+HK$17,001/mo
Deposit HK$6.70M · loan HK$60.31M · min. income ≈ HK$645,056/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,848,078 · Scale 2, in force from 26 Feb 2026)