LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,810
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$157,564
−HK$4,829/mo
Today · 4.125%
HK$162,393
baseline
▲ 0.50% · 4.625%
HK$172,274
+HK$9,881/mo
Deposit HK$33.51M · loan HK$33.51M · min. income ≈ HK$324,786/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$2,848,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,000
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$174,559
−HK$4,625/mo
Today · 4.125%
HK$179,184
baseline
▲ 0.50% · 4.625%
HK$188,630
+HK$9,446/mo
Deposit HK$33.51M · loan HK$33.51M · min. income ≈ HK$358,368/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$2,848,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,372
−HK$11,499/mo
▼ 0.25% · 3.875%
HK$189,076
−HK$5,795/mo
Today · 4.125%
HK$194,871
baseline
▲ 0.50% · 4.625%
HK$206,729
+HK$11,858/mo
Deposit HK$26.81M · loan HK$40.21M · min. income ≈ HK$389,742/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,848,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,000
−HK$11,021/mo
▼ 0.25% · 3.875%
HK$209,471
−HK$5,550/mo
Today · 4.125%
HK$215,021
baseline
▲ 0.50% · 4.625%
HK$226,355
+HK$11,334/mo
Deposit HK$26.81M · loan HK$40.21M · min. income ≈ HK$430,042/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,848,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,934
−HK$13,416/mo
▼ 0.25% · 3.875%
HK$220,589
−HK$6,761/mo
Today · 4.125%
HK$227,350
baseline
▲ 0.50% · 4.625%
HK$241,184
+HK$13,834/mo
Deposit HK$20.10M · loan HK$46.91M · min. income ≈ HK$454,700/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,848,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,000
−HK$12,858/mo
▼ 0.25% · 3.875%
HK$244,383
−HK$6,475/mo
Today · 4.125%
HK$250,858
baseline
▲ 0.50% · 4.625%
HK$264,081
+HK$13,223/mo
Deposit HK$20.10M · loan HK$46.91M · min. income ≈ HK$501,716/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,848,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,058
−HK$17,249/mo
▼ 0.25% · 3.875%
HK$283,614
−HK$8,693/mo
Today · 4.125%
HK$292,307
baseline
▲ 0.50% · 4.625%
HK$310,093
+HK$17,786/mo
Deposit HK$6.70M · loan HK$60.31M · min. income ≈ HK$584,614/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,848,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,000
−HK$16,532/mo
▼ 0.25% · 3.875%
HK$314,207
−HK$8,325/mo
Today · 4.125%
HK$322,532
baseline
▲ 0.50% · 4.625%
HK$339,533
+HK$17,001/mo
Deposit HK$6.70M · loan HK$60.31M · min. income ≈ HK$645,064/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,848,117 · Scale 2, in force from 26 Feb 2026)