LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,828
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$157,582
−HK$4,829/mo
Today · 4.125%
HK$162,411
baseline
▲ 0.50% · 4.625%
HK$172,294
+HK$9,883/mo
Deposit HK$33.51M · loan HK$33.51M · min. income ≈ HK$324,822/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$2,848,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,019
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$174,579
−HK$4,626/mo
Today · 4.125%
HK$179,205
baseline
▲ 0.50% · 4.625%
HK$188,651
+HK$9,446/mo
Deposit HK$33.51M · loan HK$33.51M · min. income ≈ HK$358,410/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$2,848,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,393
−HK$11,501/mo
▼ 0.25% · 3.875%
HK$189,098
−HK$5,796/mo
Today · 4.125%
HK$194,894
baseline
▲ 0.50% · 4.625%
HK$206,753
+HK$11,859/mo
Deposit HK$26.81M · loan HK$40.21M · min. income ≈ HK$389,788/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,848,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,023
−HK$11,023/mo
▼ 0.25% · 3.875%
HK$209,495
−HK$5,551/mo
Today · 4.125%
HK$215,046
baseline
▲ 0.50% · 4.625%
HK$226,381
+HK$11,335/mo
Deposit HK$26.81M · loan HK$40.21M · min. income ≈ HK$430,092/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,848,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,959
−HK$13,417/mo
▼ 0.25% · 3.875%
HK$220,614
−HK$6,762/mo
Today · 4.125%
HK$227,376
baseline
▲ 0.50% · 4.625%
HK$241,211
+HK$13,835/mo
Deposit HK$20.11M · loan HK$46.92M · min. income ≈ HK$454,752/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,848,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,027
−HK$12,860/mo
▼ 0.25% · 3.875%
HK$244,411
−HK$6,476/mo
Today · 4.125%
HK$250,887
baseline
▲ 0.50% · 4.625%
HK$264,112
+HK$13,225/mo
Deposit HK$20.11M · loan HK$46.92M · min. income ≈ HK$501,774/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,848,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,090
−HK$17,251/mo
▼ 0.25% · 3.875%
HK$283,647
−HK$8,694/mo
Today · 4.125%
HK$292,341
baseline
▲ 0.50% · 4.625%
HK$310,129
+HK$17,788/mo
Deposit HK$6.70M · loan HK$60.32M · min. income ≈ HK$584,682/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,848,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,035
−HK$16,534/mo
▼ 0.25% · 3.875%
HK$314,243
−HK$8,326/mo
Today · 4.125%
HK$322,569
baseline
▲ 0.50% · 4.625%
HK$339,572
+HK$17,003/mo
Deposit HK$6.70M · loan HK$60.32M · min. income ≈ HK$645,138/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,848,444 · Scale 2, in force from 26 Feb 2026)