LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,283
−HK$959/mo
▼ 0.25% · 3.875%
HK$15,759
−HK$483/mo
Today · 4.125%
HK$16,242
baseline
▲ 0.50% · 4.625%
HK$17,230
+HK$988/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,484/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,003
−HK$918/mo
▼ 0.25% · 3.875%
HK$17,459
−HK$462/mo
Today · 4.125%
HK$17,921
baseline
▲ 0.50% · 4.625%
HK$18,866
+HK$945/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,842/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,340
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,911
−HK$579/mo
Today · 4.125%
HK$19,490
baseline
▲ 0.50% · 4.625%
HK$20,676
+HK$1,186/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,980/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,403
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,950
−HK$556/mo
Today · 4.125%
HK$21,506
baseline
▲ 0.50% · 4.625%
HK$22,639
+HK$1,133/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$43,012/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,397
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,062
−HK$677/mo
Today · 4.125%
HK$22,739
baseline
▲ 0.50% · 4.625%
HK$24,122
+HK$1,383/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,478/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,804
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,442
−HK$648/mo
Today · 4.125%
HK$25,090
baseline
▲ 0.50% · 4.625%
HK$26,412
+HK$1,322/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,180/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,510
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,366
−HK$869/mo
Today · 4.125%
HK$29,235
baseline
▲ 0.50% · 4.625%
HK$31,014
+HK$1,779/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,470/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$201,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,605
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,426
−HK$832/mo
Today · 4.125%
HK$32,258
baseline
▲ 0.50% · 4.625%
HK$33,959
+HK$1,701/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$64,516/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$201,076 · Scale 2, in force from 26 Feb 2026)