LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,837
−HK$9,584/mo
▼ 0.25% · 3.875%
HK$157,591
−HK$4,830/mo
Today · 4.125%
HK$162,421
baseline
▲ 0.50% · 4.625%
HK$172,304
+HK$9,883/mo
Deposit HK$33.51M · loan HK$33.51M · min. income ≈ HK$324,842/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$2,848,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,029
−HK$9,187/mo
▼ 0.25% · 3.875%
HK$174,589
−HK$4,627/mo
Today · 4.125%
HK$179,216
baseline
▲ 0.50% · 4.625%
HK$188,662
+HK$9,446/mo
Deposit HK$33.51M · loan HK$33.51M · min. income ≈ HK$358,432/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$2,848,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,404
−HK$11,501/mo
▼ 0.25% · 3.875%
HK$189,109
−HK$5,796/mo
Today · 4.125%
HK$194,905
baseline
▲ 0.50% · 4.625%
HK$206,765
+HK$11,860/mo
Deposit HK$26.81M · loan HK$40.22M · min. income ≈ HK$389,810/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,848,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,035
−HK$11,024/mo
▼ 0.25% · 3.875%
HK$209,507
−HK$5,552/mo
Today · 4.125%
HK$215,059
baseline
▲ 0.50% · 4.625%
HK$226,395
+HK$11,336/mo
Deposit HK$26.81M · loan HK$40.22M · min. income ≈ HK$430,118/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,848,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,971
−HK$13,418/mo
▼ 0.25% · 3.875%
HK$220,627
−HK$6,762/mo
Today · 4.125%
HK$227,389
baseline
▲ 0.50% · 4.625%
HK$241,225
+HK$13,836/mo
Deposit HK$20.11M · loan HK$46.92M · min. income ≈ HK$454,778/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,848,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,041
−HK$12,861/mo
▼ 0.25% · 3.875%
HK$244,425
−HK$6,477/mo
Today · 4.125%
HK$250,902
baseline
▲ 0.50% · 4.625%
HK$264,127
+HK$13,225/mo
Deposit HK$20.11M · loan HK$46.92M · min. income ≈ HK$501,804/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,848,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,106
−HK$17,252/mo
▼ 0.25% · 3.875%
HK$283,664
−HK$8,694/mo
Today · 4.125%
HK$292,358
baseline
▲ 0.50% · 4.625%
HK$310,147
+HK$17,789/mo
Deposit HK$6.70M · loan HK$60.32M · min. income ≈ HK$584,716/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,848,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,053
−HK$16,535/mo
▼ 0.25% · 3.875%
HK$314,261
−HK$8,327/mo
Today · 4.125%
HK$322,588
baseline
▲ 0.50% · 4.625%
HK$339,592
+HK$17,004/mo
Deposit HK$6.70M · loan HK$60.32M · min. income ≈ HK$645,176/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,848,611 · Scale 2, in force from 26 Feb 2026)