LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,879
−HK$9,587/mo
▼ 0.25% · 3.875%
HK$157,635
−HK$4,831/mo
Today · 4.125%
HK$162,466
baseline
▲ 0.50% · 4.625%
HK$172,352
+HK$9,886/mo
Deposit HK$33.52M · loan HK$33.52M · min. income ≈ HK$324,932/mo (50% DSR)
Upfront cash ≈ HK$36.37M (deposit + AVD stamp duty HK$2,849,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,077
−HK$9,189/mo
▼ 0.25% · 3.875%
HK$174,638
−HK$4,628/mo
Today · 4.125%
HK$179,266
baseline
▲ 0.50% · 4.625%
HK$188,715
+HK$9,449/mo
Deposit HK$33.52M · loan HK$33.52M · min. income ≈ HK$358,532/mo (50% DSR)
Upfront cash ≈ HK$36.37M (deposit + AVD stamp duty HK$2,849,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,455
−HK$11,505/mo
▼ 0.25% · 3.875%
HK$189,162
−HK$5,798/mo
Today · 4.125%
HK$194,960
baseline
▲ 0.50% · 4.625%
HK$206,822
+HK$11,862/mo
Deposit HK$26.82M · loan HK$40.23M · min. income ≈ HK$389,920/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$2,849,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,092
−HK$11,027/mo
▼ 0.25% · 3.875%
HK$209,566
−HK$5,553/mo
Today · 4.125%
HK$215,119
baseline
▲ 0.50% · 4.625%
HK$226,458
+HK$11,339/mo
Deposit HK$26.82M · loan HK$40.23M · min. income ≈ HK$430,238/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$2,849,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,031
−HK$13,422/mo
▼ 0.25% · 3.875%
HK$220,689
−HK$6,764/mo
Today · 4.125%
HK$227,453
baseline
▲ 0.50% · 4.625%
HK$241,293
+HK$13,840/mo
Deposit HK$20.11M · loan HK$46.93M · min. income ≈ HK$454,906/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,849,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,108
−HK$12,864/mo
▼ 0.25% · 3.875%
HK$244,493
−HK$6,479/mo
Today · 4.125%
HK$250,972
baseline
▲ 0.50% · 4.625%
HK$264,201
+HK$13,229/mo
Deposit HK$20.11M · loan HK$46.93M · min. income ≈ HK$501,944/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,849,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,183
−HK$17,256/mo
▼ 0.25% · 3.875%
HK$283,743
−HK$8,696/mo
Today · 4.125%
HK$292,439
baseline
▲ 0.50% · 4.625%
HK$310,234
+HK$17,795/mo
Deposit HK$6.70M · loan HK$60.34M · min. income ≈ HK$584,878/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,849,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,138
−HK$16,540/mo
▼ 0.25% · 3.875%
HK$314,349
−HK$8,329/mo
Today · 4.125%
HK$322,678
baseline
▲ 0.50% · 4.625%
HK$339,687
+HK$17,009/mo
Deposit HK$6.70M · loan HK$60.34M · min. income ≈ HK$645,356/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$2,849,406 · Scale 2, in force from 26 Feb 2026)