LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,901
−HK$9,589/mo
▼ 0.25% · 3.875%
HK$157,657
−HK$4,833/mo
Today · 4.125%
HK$162,490
baseline
▲ 0.50% · 4.625%
HK$172,377
+HK$9,887/mo
Deposit HK$33.53M · loan HK$33.53M · min. income ≈ HK$324,980/mo (50% DSR)
Upfront cash ≈ HK$36.38M (deposit + AVD stamp duty HK$2,849,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,101
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$174,663
−HK$4,628/mo
Today · 4.125%
HK$179,291
baseline
▲ 0.50% · 4.625%
HK$188,742
+HK$9,451/mo
Deposit HK$33.53M · loan HK$33.53M · min. income ≈ HK$358,582/mo (50% DSR)
Upfront cash ≈ HK$36.38M (deposit + AVD stamp duty HK$2,849,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,482
−HK$11,505/mo
▼ 0.25% · 3.875%
HK$189,189
−HK$5,798/mo
Today · 4.125%
HK$194,987
baseline
▲ 0.50% · 4.625%
HK$206,852
+HK$11,865/mo
Deposit HK$26.82M · loan HK$40.23M · min. income ≈ HK$389,974/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$2,849,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,121
−HK$11,028/mo
▼ 0.25% · 3.875%
HK$209,596
−HK$5,553/mo
Today · 4.125%
HK$215,149
baseline
▲ 0.50% · 4.625%
HK$226,490
+HK$11,341/mo
Deposit HK$26.82M · loan HK$40.23M · min. income ≈ HK$430,298/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$2,849,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,062
−HK$13,423/mo
▼ 0.25% · 3.875%
HK$220,720
−HK$6,765/mo
Today · 4.125%
HK$227,485
baseline
▲ 0.50% · 4.625%
HK$241,327
+HK$13,842/mo
Deposit HK$20.12M · loan HK$46.94M · min. income ≈ HK$454,970/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,849,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,142
−HK$12,866/mo
▼ 0.25% · 3.875%
HK$244,528
−HK$6,480/mo
Today · 4.125%
HK$251,008
baseline
▲ 0.50% · 4.625%
HK$264,239
+HK$13,231/mo
Deposit HK$20.12M · loan HK$46.94M · min. income ≈ HK$502,016/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,849,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,222
−HK$17,259/mo
▼ 0.25% · 3.875%
HK$283,783
−HK$8,698/mo
Today · 4.125%
HK$292,481
baseline
▲ 0.50% · 4.625%
HK$310,278
+HK$17,797/mo
Deposit HK$6.71M · loan HK$60.35M · min. income ≈ HK$584,962/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,849,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,182
−HK$16,542/mo
▼ 0.25% · 3.875%
HK$314,394
−HK$8,330/mo
Today · 4.125%
HK$322,724
baseline
▲ 0.50% · 4.625%
HK$339,735
+HK$17,011/mo
Deposit HK$6.71M · loan HK$60.35M · min. income ≈ HK$645,448/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,849,814 · Scale 2, in force from 26 Feb 2026)