LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,910
−HK$9,589/mo
▼ 0.25% · 3.875%
HK$157,666
−HK$4,833/mo
Today · 4.125%
HK$162,499
baseline
▲ 0.50% · 4.625%
HK$172,386
+HK$9,887/mo
Deposit HK$33.53M · loan HK$33.53M · min. income ≈ HK$324,998/mo (50% DSR)
Upfront cash ≈ HK$36.38M (deposit + AVD stamp duty HK$2,849,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,111
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$174,673
−HK$4,628/mo
Today · 4.125%
HK$179,301
baseline
▲ 0.50% · 4.625%
HK$188,752
+HK$9,451/mo
Deposit HK$33.53M · loan HK$33.53M · min. income ≈ HK$358,602/mo (50% DSR)
Upfront cash ≈ HK$36.38M (deposit + AVD stamp duty HK$2,849,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,492
−HK$11,506/mo
▼ 0.25% · 3.875%
HK$189,199
−HK$5,799/mo
Today · 4.125%
HK$194,998
baseline
▲ 0.50% · 4.625%
HK$206,863
+HK$11,865/mo
Deposit HK$26.82M · loan HK$40.23M · min. income ≈ HK$389,996/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$2,849,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,133
−HK$11,028/mo
▼ 0.25% · 3.875%
HK$209,607
−HK$5,554/mo
Today · 4.125%
HK$215,161
baseline
▲ 0.50% · 4.625%
HK$226,503
+HK$11,342/mo
Deposit HK$26.82M · loan HK$40.23M · min. income ≈ HK$430,322/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$2,849,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,074
−HK$13,424/mo
▼ 0.25% · 3.875%
HK$220,733
−HK$6,765/mo
Today · 4.125%
HK$227,498
baseline
▲ 0.50% · 4.625%
HK$241,341
+HK$13,843/mo
Deposit HK$20.12M · loan HK$46.94M · min. income ≈ HK$454,996/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,849,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,155
−HK$12,867/mo
▼ 0.25% · 3.875%
HK$244,542
−HK$6,480/mo
Today · 4.125%
HK$251,022
baseline
▲ 0.50% · 4.625%
HK$264,253
+HK$13,231/mo
Deposit HK$20.12M · loan HK$46.94M · min. income ≈ HK$502,044/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,849,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,238
−HK$17,259/mo
▼ 0.25% · 3.875%
HK$283,799
−HK$8,698/mo
Today · 4.125%
HK$292,497
baseline
▲ 0.50% · 4.625%
HK$310,295
+HK$17,798/mo
Deposit HK$6.71M · loan HK$60.35M · min. income ≈ HK$584,994/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,849,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,199
−HK$16,543/mo
▼ 0.25% · 3.875%
HK$314,411
−HK$8,331/mo
Today · 4.125%
HK$322,742
baseline
▲ 0.50% · 4.625%
HK$339,754
+HK$17,012/mo
Deposit HK$6.71M · loan HK$60.35M · min. income ≈ HK$645,484/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,849,971 · Scale 2, in force from 26 Feb 2026)