LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,920
−HK$9,589/mo
▼ 0.25% · 3.875%
HK$157,676
−HK$4,833/mo
Today · 4.125%
HK$162,509
baseline
▲ 0.50% · 4.625%
HK$172,397
+HK$9,888/mo
Deposit HK$33.53M · loan HK$33.53M · min. income ≈ HK$325,018/mo (50% DSR)
Upfront cash ≈ HK$36.38M (deposit + AVD stamp duty HK$2,850,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,122
−HK$9,191/mo
▼ 0.25% · 3.875%
HK$174,684
−HK$4,629/mo
Today · 4.125%
HK$179,313
baseline
▲ 0.50% · 4.625%
HK$188,765
+HK$9,452/mo
Deposit HK$33.53M · loan HK$33.53M · min. income ≈ HK$358,626/mo (50% DSR)
Upfront cash ≈ HK$36.38M (deposit + AVD stamp duty HK$2,850,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,504
−HK$11,507/mo
▼ 0.25% · 3.875%
HK$189,212
−HK$5,799/mo
Today · 4.125%
HK$195,011
baseline
▲ 0.50% · 4.625%
HK$206,877
+HK$11,866/mo
Deposit HK$26.83M · loan HK$40.24M · min. income ≈ HK$390,022/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,850,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,146
−HK$11,029/mo
▼ 0.25% · 3.875%
HK$209,621
−HK$5,554/mo
Today · 4.125%
HK$215,175
baseline
▲ 0.50% · 4.625%
HK$226,518
+HK$11,343/mo
Deposit HK$26.83M · loan HK$40.24M · min. income ≈ HK$430,350/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,850,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,088
−HK$13,425/mo
▼ 0.25% · 3.875%
HK$220,747
−HK$6,766/mo
Today · 4.125%
HK$227,513
baseline
▲ 0.50% · 4.625%
HK$241,356
+HK$13,843/mo
Deposit HK$20.12M · loan HK$46.94M · min. income ≈ HK$455,026/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,850,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,170
−HK$12,868/mo
▼ 0.25% · 3.875%
HK$244,558
−HK$6,480/mo
Today · 4.125%
HK$251,038
baseline
▲ 0.50% · 4.625%
HK$264,270
+HK$13,232/mo
Deposit HK$20.12M · loan HK$46.94M · min. income ≈ HK$502,076/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,850,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,255
−HK$17,261/mo
▼ 0.25% · 3.875%
HK$283,817
−HK$8,699/mo
Today · 4.125%
HK$292,516
baseline
▲ 0.50% · 4.625%
HK$310,315
+HK$17,799/mo
Deposit HK$6.71M · loan HK$60.36M · min. income ≈ HK$585,032/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,850,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,219
−HK$16,544/mo
▼ 0.25% · 3.875%
HK$314,432
−HK$8,331/mo
Today · 4.125%
HK$322,763
baseline
▲ 0.50% · 4.625%
HK$339,776
+HK$17,013/mo
Deposit HK$6.71M · loan HK$60.36M · min. income ≈ HK$645,526/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,850,157 · Scale 2, in force from 26 Feb 2026)