LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,293
−HK$959/mo
▼ 0.25% · 3.875%
HK$15,768
−HK$484/mo
Today · 4.125%
HK$16,252
baseline
▲ 0.50% · 4.625%
HK$17,240
+HK$988/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,504/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,013
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,469
−HK$463/mo
Today · 4.125%
HK$17,932
baseline
▲ 0.50% · 4.625%
HK$18,877
+HK$945/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,864/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,351
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,922
−HK$580/mo
Today · 4.125%
HK$19,502
baseline
▲ 0.50% · 4.625%
HK$20,689
+HK$1,187/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$39,004/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,415
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,963
−HK$555/mo
Today · 4.125%
HK$21,518
baseline
▲ 0.50% · 4.625%
HK$22,653
+HK$1,135/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$43,036/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,410
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,076
−HK$676/mo
Today · 4.125%
HK$22,752
baseline
▲ 0.50% · 4.625%
HK$24,137
+HK$1,385/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,504/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,818
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,457
−HK$648/mo
Today · 4.125%
HK$25,105
baseline
▲ 0.50% · 4.625%
HK$26,428
+HK$1,323/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,210/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,527
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,383
−HK$870/mo
Today · 4.125%
HK$29,253
baseline
▲ 0.50% · 4.625%
HK$31,033
+HK$1,780/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$58,506/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,623
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,444
−HK$834/mo
Today · 4.125%
HK$32,278
baseline
▲ 0.50% · 4.625%
HK$33,979
+HK$1,701/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$64,556/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,196 · Scale 2, in force from 26 Feb 2026)