LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,938
−HK$9,591/mo
▼ 0.25% · 3.875%
HK$157,695
−HK$4,834/mo
Today · 4.125%
HK$162,529
baseline
▲ 0.50% · 4.625%
HK$172,418
+HK$9,889/mo
Deposit HK$33.54M · loan HK$33.54M · min. income ≈ HK$325,058/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$2,850,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,142
−HK$9,192/mo
▼ 0.25% · 3.875%
HK$174,705
−HK$4,629/mo
Today · 4.125%
HK$179,334
baseline
▲ 0.50% · 4.625%
HK$188,787
+HK$9,453/mo
Deposit HK$33.54M · loan HK$33.54M · min. income ≈ HK$358,668/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$2,850,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,526
−HK$11,508/mo
▼ 0.25% · 3.875%
HK$189,234
−HK$5,800/mo
Today · 4.125%
HK$195,034
baseline
▲ 0.50% · 4.625%
HK$206,902
+HK$11,868/mo
Deposit HK$26.83M · loan HK$40.24M · min. income ≈ HK$390,068/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,850,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,170
−HK$11,031/mo
▼ 0.25% · 3.875%
HK$209,646
−HK$5,555/mo
Today · 4.125%
HK$215,201
baseline
▲ 0.50% · 4.625%
HK$226,545
+HK$11,344/mo
Deposit HK$26.83M · loan HK$40.24M · min. income ≈ HK$430,402/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,850,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,113
−HK$13,427/mo
▼ 0.25% · 3.875%
HK$220,773
−HK$6,767/mo
Today · 4.125%
HK$227,540
baseline
▲ 0.50% · 4.625%
HK$241,385
+HK$13,845/mo
Deposit HK$20.12M · loan HK$46.95M · min. income ≈ HK$455,080/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,850,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,199
−HK$12,869/mo
▼ 0.25% · 3.875%
HK$244,587
−HK$6,481/mo
Today · 4.125%
HK$251,068
baseline
▲ 0.50% · 4.625%
HK$264,302
+HK$13,234/mo
Deposit HK$20.12M · loan HK$46.95M · min. income ≈ HK$502,136/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,850,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,288
−HK$17,263/mo
▼ 0.25% · 3.875%
HK$283,852
−HK$8,699/mo
Today · 4.125%
HK$292,551
baseline
▲ 0.50% · 4.625%
HK$310,353
+HK$17,802/mo
Deposit HK$6.71M · loan HK$60.36M · min. income ≈ HK$585,102/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,850,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,256
−HK$16,546/mo
▼ 0.25% · 3.875%
HK$314,469
−HK$8,333/mo
Today · 4.125%
HK$322,802
baseline
▲ 0.50% · 4.625%
HK$339,817
+HK$17,015/mo
Deposit HK$6.71M · loan HK$60.36M · min. income ≈ HK$645,604/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,850,499 · Scale 2, in force from 26 Feb 2026)