LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,956
−HK$9,592/mo
▼ 0.25% · 3.875%
HK$157,714
−HK$4,834/mo
Today · 4.125%
HK$162,548
baseline
▲ 0.50% · 4.625%
HK$172,439
+HK$9,891/mo
Deposit HK$33.54M · loan HK$33.54M · min. income ≈ HK$325,096/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$2,850,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,162
−HK$9,194/mo
▼ 0.25% · 3.875%
HK$174,726
−HK$4,630/mo
Today · 4.125%
HK$179,356
baseline
▲ 0.50% · 4.625%
HK$188,810
+HK$9,454/mo
Deposit HK$33.54M · loan HK$33.54M · min. income ≈ HK$358,712/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$2,850,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,548
−HK$11,510/mo
▼ 0.25% · 3.875%
HK$189,257
−HK$5,801/mo
Today · 4.125%
HK$195,058
baseline
▲ 0.50% · 4.625%
HK$206,926
+HK$11,868/mo
Deposit HK$26.83M · loan HK$40.25M · min. income ≈ HK$390,116/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,850,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,195
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$209,671
−HK$5,556/mo
Today · 4.125%
HK$215,227
baseline
▲ 0.50% · 4.625%
HK$226,572
+HK$11,345/mo
Deposit HK$26.83M · loan HK$40.25M · min. income ≈ HK$430,454/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,850,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,139
−HK$13,428/mo
▼ 0.25% · 3.875%
HK$220,800
−HK$6,767/mo
Today · 4.125%
HK$227,567
baseline
▲ 0.50% · 4.625%
HK$241,414
+HK$13,847/mo
Deposit HK$20.12M · loan HK$46.95M · min. income ≈ HK$455,134/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,850,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,227
−HK$12,871/mo
▼ 0.25% · 3.875%
HK$244,616
−HK$6,482/mo
Today · 4.125%
HK$251,098
baseline
▲ 0.50% · 4.625%
HK$264,334
+HK$13,236/mo
Deposit HK$20.12M · loan HK$46.95M · min. income ≈ HK$502,196/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,850,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,321
−HK$17,265/mo
▼ 0.25% · 3.875%
HK$283,885
−HK$8,701/mo
Today · 4.125%
HK$292,586
baseline
▲ 0.50% · 4.625%
HK$310,390
+HK$17,804/mo
Deposit HK$6.71M · loan HK$60.37M · min. income ≈ HK$585,172/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,850,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,292
−HK$16,548/mo
▼ 0.25% · 3.875%
HK$314,507
−HK$8,333/mo
Today · 4.125%
HK$322,840
baseline
▲ 0.50% · 4.625%
HK$339,858
+HK$17,018/mo
Deposit HK$6.71M · loan HK$60.37M · min. income ≈ HK$645,680/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,850,839 · Scale 2, in force from 26 Feb 2026)