LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,966
−HK$9,592/mo
▼ 0.25% · 3.875%
HK$157,724
−HK$4,834/mo
Today · 4.125%
HK$162,558
baseline
▲ 0.50% · 4.625%
HK$172,449
+HK$9,891/mo
Deposit HK$33.54M · loan HK$33.54M · min. income ≈ HK$325,116/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$2,851,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,173
−HK$9,194/mo
▼ 0.25% · 3.875%
HK$174,737
−HK$4,630/mo
Today · 4.125%
HK$179,367
baseline
▲ 0.50% · 4.625%
HK$188,822
+HK$9,455/mo
Deposit HK$33.54M · loan HK$33.54M · min. income ≈ HK$358,734/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$2,851,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,559
−HK$11,511/mo
▼ 0.25% · 3.875%
HK$189,269
−HK$5,801/mo
Today · 4.125%
HK$195,070
baseline
▲ 0.50% · 4.625%
HK$206,939
+HK$11,869/mo
Deposit HK$26.83M · loan HK$40.25M · min. income ≈ HK$390,140/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,851,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,208
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$209,684
−HK$5,556/mo
Today · 4.125%
HK$215,240
baseline
▲ 0.50% · 4.625%
HK$226,586
+HK$11,346/mo
Deposit HK$26.83M · loan HK$40.25M · min. income ≈ HK$430,480/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,851,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,152
−HK$13,429/mo
▼ 0.25% · 3.875%
HK$220,814
−HK$6,767/mo
Today · 4.125%
HK$227,581
baseline
▲ 0.50% · 4.625%
HK$241,429
+HK$13,848/mo
Deposit HK$20.12M · loan HK$46.96M · min. income ≈ HK$455,162/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,851,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,242
−HK$12,872/mo
▼ 0.25% · 3.875%
HK$244,632
−HK$6,482/mo
Today · 4.125%
HK$251,114
baseline
▲ 0.50% · 4.625%
HK$264,350
+HK$13,236/mo
Deposit HK$20.12M · loan HK$46.96M · min. income ≈ HK$502,228/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,851,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,339
−HK$17,266/mo
▼ 0.25% · 3.875%
HK$283,903
−HK$8,702/mo
Today · 4.125%
HK$292,605
baseline
▲ 0.50% · 4.625%
HK$310,409
+HK$17,804/mo
Deposit HK$6.71M · loan HK$60.37M · min. income ≈ HK$585,210/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,851,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,311
−HK$16,550/mo
▼ 0.25% · 3.875%
HK$314,527
−HK$8,334/mo
Today · 4.125%
HK$322,861
baseline
▲ 0.50% · 4.625%
HK$339,879
+HK$17,018/mo
Deposit HK$6.71M · loan HK$60.37M · min. income ≈ HK$645,722/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,851,018 · Scale 2, in force from 26 Feb 2026)