LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,971
−HK$9,593/mo
▼ 0.25% · 3.875%
HK$157,729
−HK$4,835/mo
Today · 4.125%
HK$162,564
baseline
▲ 0.50% · 4.625%
HK$172,455
+HK$9,891/mo
Deposit HK$33.54M · loan HK$33.54M · min. income ≈ HK$325,128/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$2,851,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,179
−HK$9,194/mo
▼ 0.25% · 3.875%
HK$174,743
−HK$4,630/mo
Today · 4.125%
HK$179,373
baseline
▲ 0.50% · 4.625%
HK$188,828
+HK$9,455/mo
Deposit HK$33.54M · loan HK$33.54M · min. income ≈ HK$358,746/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$2,851,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,565
−HK$11,512/mo
▼ 0.25% · 3.875%
HK$189,275
−HK$5,802/mo
Today · 4.125%
HK$195,077
baseline
▲ 0.50% · 4.625%
HK$206,947
+HK$11,870/mo
Deposit HK$26.83M · loan HK$40.25M · min. income ≈ HK$390,154/mo (50% DSR)
Upfront cash ≈ HK$29.69M (deposit + AVD stamp duty HK$2,851,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,215
−HK$11,033/mo
▼ 0.25% · 3.875%
HK$209,692
−HK$5,556/mo
Today · 4.125%
HK$215,248
baseline
▲ 0.50% · 4.625%
HK$226,594
+HK$11,346/mo
Deposit HK$26.83M · loan HK$40.25M · min. income ≈ HK$430,496/mo (50% DSR)
Upfront cash ≈ HK$29.69M (deposit + AVD stamp duty HK$2,851,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,160
−HK$13,429/mo
▼ 0.25% · 3.875%
HK$220,821
−HK$6,768/mo
Today · 4.125%
HK$227,589
baseline
▲ 0.50% · 4.625%
HK$241,438
+HK$13,849/mo
Deposit HK$20.13M · loan HK$46.96M · min. income ≈ HK$455,178/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,851,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,250
−HK$12,872/mo
▼ 0.25% · 3.875%
HK$244,640
−HK$6,482/mo
Today · 4.125%
HK$251,122
baseline
▲ 0.50% · 4.625%
HK$264,359
+HK$13,237/mo
Deposit HK$20.13M · loan HK$46.96M · min. income ≈ HK$502,244/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,851,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,348
−HK$17,267/mo
▼ 0.25% · 3.875%
HK$283,913
−HK$8,702/mo
Today · 4.125%
HK$292,615
baseline
▲ 0.50% · 4.625%
HK$310,420
+HK$17,805/mo
Deposit HK$6.71M · loan HK$60.38M · min. income ≈ HK$585,230/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,851,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,322
−HK$16,550/mo
▼ 0.25% · 3.875%
HK$314,537
−HK$8,335/mo
Today · 4.125%
HK$322,872
baseline
▲ 0.50% · 4.625%
HK$339,891
+HK$17,019/mo
Deposit HK$6.71M · loan HK$60.38M · min. income ≈ HK$645,744/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,851,116 · Scale 2, in force from 26 Feb 2026)