LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,976
−HK$9,593/mo
▼ 0.25% · 3.875%
HK$157,735
−HK$4,834/mo
Today · 4.125%
HK$162,569
baseline
▲ 0.50% · 4.625%
HK$172,461
+HK$9,892/mo
Deposit HK$33.54M · loan HK$33.54M · min. income ≈ HK$325,138/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$2,851,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,185
−HK$9,194/mo
▼ 0.25% · 3.875%
HK$174,749
−HK$4,630/mo
Today · 4.125%
HK$179,379
baseline
▲ 0.50% · 4.625%
HK$188,835
+HK$9,456/mo
Deposit HK$33.54M · loan HK$33.54M · min. income ≈ HK$358,758/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$2,851,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,572
−HK$11,511/mo
▼ 0.25% · 3.875%
HK$189,282
−HK$5,801/mo
Today · 4.125%
HK$195,083
baseline
▲ 0.50% · 4.625%
HK$206,954
+HK$11,871/mo
Deposit HK$26.83M · loan HK$40.25M · min. income ≈ HK$390,166/mo (50% DSR)
Upfront cash ≈ HK$29.69M (deposit + AVD stamp duty HK$2,851,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,222
−HK$11,033/mo
▼ 0.25% · 3.875%
HK$209,699
−HK$5,556/mo
Today · 4.125%
HK$215,255
baseline
▲ 0.50% · 4.625%
HK$226,601
+HK$11,346/mo
Deposit HK$26.83M · loan HK$40.25M · min. income ≈ HK$430,510/mo (50% DSR)
Upfront cash ≈ HK$29.69M (deposit + AVD stamp duty HK$2,851,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,167
−HK$13,430/mo
▼ 0.25% · 3.875%
HK$220,829
−HK$6,768/mo
Today · 4.125%
HK$227,597
baseline
▲ 0.50% · 4.625%
HK$241,446
+HK$13,849/mo
Deposit HK$20.13M · loan HK$46.96M · min. income ≈ HK$455,194/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,851,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,259
−HK$12,872/mo
▼ 0.25% · 3.875%
HK$244,649
−HK$6,482/mo
Today · 4.125%
HK$251,131
baseline
▲ 0.50% · 4.625%
HK$264,368
+HK$13,237/mo
Deposit HK$20.13M · loan HK$46.96M · min. income ≈ HK$502,262/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,851,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,357
−HK$17,268/mo
▼ 0.25% · 3.875%
HK$283,923
−HK$8,702/mo
Today · 4.125%
HK$292,625
baseline
▲ 0.50% · 4.625%
HK$310,430
+HK$17,805/mo
Deposit HK$6.71M · loan HK$60.38M · min. income ≈ HK$585,250/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,851,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,332
−HK$16,551/mo
▼ 0.25% · 3.875%
HK$314,548
−HK$8,335/mo
Today · 4.125%
HK$322,883
baseline
▲ 0.50% · 4.625%
HK$339,902
+HK$17,019/mo
Deposit HK$6.71M · loan HK$60.38M · min. income ≈ HK$645,766/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,851,213 · Scale 2, in force from 26 Feb 2026)