LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,985
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$157,744
−HK$4,835/mo
Today · 4.125%
HK$162,579
baseline
▲ 0.50% · 4.625%
HK$172,471
+HK$9,892/mo
Deposit HK$33.55M · loan HK$33.55M · min. income ≈ HK$325,158/mo (50% DSR)
Upfront cash ≈ HK$36.40M (deposit + AVD stamp duty HK$2,851,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,195
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$174,759
−HK$4,631/mo
Today · 4.125%
HK$179,390
baseline
▲ 0.50% · 4.625%
HK$188,846
+HK$9,456/mo
Deposit HK$33.55M · loan HK$33.55M · min. income ≈ HK$358,780/mo (50% DSR)
Upfront cash ≈ HK$36.40M (deposit + AVD stamp duty HK$2,851,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,582
−HK$11,513/mo
▼ 0.25% · 3.875%
HK$189,293
−HK$5,802/mo
Today · 4.125%
HK$195,095
baseline
▲ 0.50% · 4.625%
HK$206,966
+HK$11,871/mo
Deposit HK$26.84M · loan HK$40.25M · min. income ≈ HK$390,190/mo (50% DSR)
Upfront cash ≈ HK$29.69M (deposit + AVD stamp duty HK$2,851,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,234
−HK$11,034/mo
▼ 0.25% · 3.875%
HK$209,711
−HK$5,557/mo
Today · 4.125%
HK$215,268
baseline
▲ 0.50% · 4.625%
HK$226,615
+HK$11,347/mo
Deposit HK$26.84M · loan HK$40.25M · min. income ≈ HK$430,536/mo (50% DSR)
Upfront cash ≈ HK$29.69M (deposit + AVD stamp duty HK$2,851,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,179
−HK$13,431/mo
▼ 0.25% · 3.875%
HK$220,842
−HK$6,768/mo
Today · 4.125%
HK$227,610
baseline
▲ 0.50% · 4.625%
HK$241,460
+HK$13,850/mo
Deposit HK$20.13M · loan HK$46.96M · min. income ≈ HK$455,220/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,851,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,272
−HK$12,874/mo
▼ 0.25% · 3.875%
HK$244,663
−HK$6,483/mo
Today · 4.125%
HK$251,146
baseline
▲ 0.50% · 4.625%
HK$264,384
+HK$13,238/mo
Deposit HK$20.13M · loan HK$46.96M · min. income ≈ HK$502,292/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,851,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,374
−HK$17,268/mo
▼ 0.25% · 3.875%
HK$283,939
−HK$8,703/mo
Today · 4.125%
HK$292,642
baseline
▲ 0.50% · 4.625%
HK$310,448
+HK$17,806/mo
Deposit HK$6.71M · loan HK$60.38M · min. income ≈ HK$585,284/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,851,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,350
−HK$16,551/mo
▼ 0.25% · 3.875%
HK$314,566
−HK$8,335/mo
Today · 4.125%
HK$322,901
baseline
▲ 0.50% · 4.625%
HK$339,922
+HK$17,021/mo
Deposit HK$6.71M · loan HK$60.38M · min. income ≈ HK$645,802/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,851,380 · Scale 2, in force from 26 Feb 2026)