LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,302
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,778
−HK$484/mo
Today · 4.125%
HK$16,262
baseline
▲ 0.50% · 4.625%
HK$17,251
+HK$989/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,524/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,024
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,480
−HK$463/mo
Today · 4.125%
HK$17,943
baseline
▲ 0.50% · 4.625%
HK$18,889
+HK$946/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,886/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,363
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,934
−HK$580/mo
Today · 4.125%
HK$19,514
baseline
▲ 0.50% · 4.625%
HK$20,702
+HK$1,188/mo
Deposit HK$2.68M · loan HK$4.03M · min. income ≈ HK$39,028/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,428
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,976
−HK$556/mo
Today · 4.125%
HK$21,532
baseline
▲ 0.50% · 4.625%
HK$22,667
+HK$1,135/mo
Deposit HK$2.68M · loan HK$4.03M · min. income ≈ HK$43,064/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,423
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,090
−HK$677/mo
Today · 4.125%
HK$22,767
baseline
▲ 0.50% · 4.625%
HK$24,152
+HK$1,385/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$45,534/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,833
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,472
−HK$649/mo
Today · 4.125%
HK$25,121
baseline
▲ 0.50% · 4.625%
HK$26,445
+HK$1,324/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$50,242/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,544
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,401
−HK$870/mo
Today · 4.125%
HK$29,271
baseline
▲ 0.50% · 4.625%
HK$31,052
+HK$1,781/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$58,542/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,643
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,464
−HK$834/mo
Today · 4.125%
HK$32,298
baseline
▲ 0.50% · 4.625%
HK$34,001
+HK$1,703/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$64,596/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,324 · Scale 2, in force from 26 Feb 2026)