LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,031
−HK$9,596/mo
▼ 0.25% · 3.875%
HK$157,791
−HK$4,836/mo
Today · 4.125%
HK$162,627
baseline
▲ 0.50% · 4.625%
HK$172,522
+HK$9,895/mo
Deposit HK$33.56M · loan HK$33.56M · min. income ≈ HK$325,254/mo (50% DSR)
Upfront cash ≈ HK$36.41M (deposit + AVD stamp duty HK$2,852,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,245
−HK$9,198/mo
▼ 0.25% · 3.875%
HK$174,811
−HK$4,632/mo
Today · 4.125%
HK$179,443
baseline
▲ 0.50% · 4.625%
HK$188,902
+HK$9,459/mo
Deposit HK$33.56M · loan HK$33.56M · min. income ≈ HK$358,886/mo (50% DSR)
Upfront cash ≈ HK$36.41M (deposit + AVD stamp duty HK$2,852,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,637
−HK$11,515/mo
▼ 0.25% · 3.875%
HK$189,349
−HK$5,803/mo
Today · 4.125%
HK$195,152
baseline
▲ 0.50% · 4.625%
HK$207,027
+HK$11,875/mo
Deposit HK$26.84M · loan HK$40.27M · min. income ≈ HK$390,304/mo (50% DSR)
Upfront cash ≈ HK$29.70M (deposit + AVD stamp duty HK$2,852,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,294
−HK$11,037/mo
▼ 0.25% · 3.875%
HK$209,773
−HK$5,558/mo
Today · 4.125%
HK$215,331
baseline
▲ 0.50% · 4.625%
HK$226,682
+HK$11,351/mo
Deposit HK$26.84M · loan HK$40.27M · min. income ≈ HK$430,662/mo (50% DSR)
Upfront cash ≈ HK$29.70M (deposit + AVD stamp duty HK$2,852,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,243
−HK$13,435/mo
▼ 0.25% · 3.875%
HK$220,907
−HK$6,771/mo
Today · 4.125%
HK$227,678
baseline
▲ 0.50% · 4.625%
HK$241,531
+HK$13,853/mo
Deposit HK$20.13M · loan HK$46.98M · min. income ≈ HK$455,356/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,852,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,343
−HK$12,877/mo
▼ 0.25% · 3.875%
HK$244,735
−HK$6,485/mo
Today · 4.125%
HK$251,220
baseline
▲ 0.50% · 4.625%
HK$264,462
+HK$13,242/mo
Deposit HK$20.13M · loan HK$46.98M · min. income ≈ HK$502,440/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,852,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,455
−HK$17,274/mo
▼ 0.25% · 3.875%
HK$284,023
−HK$8,706/mo
Today · 4.125%
HK$292,729
baseline
▲ 0.50% · 4.625%
HK$310,540
+HK$17,811/mo
Deposit HK$6.71M · loan HK$60.40M · min. income ≈ HK$585,458/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,852,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,441
−HK$16,556/mo
▼ 0.25% · 3.875%
HK$314,660
−HK$8,337/mo
Today · 4.125%
HK$322,997
baseline
▲ 0.50% · 4.625%
HK$340,023
+HK$17,026/mo
Deposit HK$6.71M · loan HK$60.40M · min. income ≈ HK$645,994/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,852,225 · Scale 2, in force from 26 Feb 2026)