LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,304
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,780
−HK$484/mo
Today · 4.125%
HK$16,264
baseline
▲ 0.50% · 4.625%
HK$17,253
+HK$989/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,528/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,026
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,482
−HK$463/mo
Today · 4.125%
HK$17,945
baseline
▲ 0.50% · 4.625%
HK$18,891
+HK$946/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,890/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,365
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,936
−HK$581/mo
Today · 4.125%
HK$19,517
baseline
▲ 0.50% · 4.625%
HK$20,704
+HK$1,187/mo
Deposit HK$2.68M · loan HK$4.03M · min. income ≈ HK$39,034/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,431
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,979
−HK$556/mo
Today · 4.125%
HK$21,535
baseline
▲ 0.50% · 4.625%
HK$22,670
+HK$1,135/mo
Deposit HK$2.68M · loan HK$4.03M · min. income ≈ HK$43,070/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,426
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,092
−HK$677/mo
Today · 4.125%
HK$22,769
baseline
▲ 0.50% · 4.625%
HK$24,155
+HK$1,386/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$45,538/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,836
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,475
−HK$649/mo
Today · 4.125%
HK$25,124
baseline
▲ 0.50% · 4.625%
HK$26,448
+HK$1,324/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$50,248/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,547
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,404
−HK$871/mo
Today · 4.125%
HK$29,275
baseline
▲ 0.50% · 4.625%
HK$31,056
+HK$1,781/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$58,550/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,646
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,468
−HK$834/mo
Today · 4.125%
HK$32,302
baseline
▲ 0.50% · 4.625%
HK$34,005
+HK$1,703/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$64,604/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,347 · Scale 2, in force from 26 Feb 2026)