LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,054
−HK$9,598/mo
▼ 0.25% · 3.875%
HK$157,815
−HK$4,837/mo
Today · 4.125%
HK$162,652
baseline
▲ 0.50% · 4.625%
HK$172,549
+HK$9,897/mo
Deposit HK$33.56M · loan HK$33.56M · min. income ≈ HK$325,304/mo (50% DSR)
Upfront cash ≈ HK$36.41M (deposit + AVD stamp duty HK$2,852,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,271
−HK$9,199/mo
▼ 0.25% · 3.875%
HK$174,838
−HK$4,632/mo
Today · 4.125%
HK$179,470
baseline
▲ 0.50% · 4.625%
HK$188,930
+HK$9,460/mo
Deposit HK$33.56M · loan HK$33.56M · min. income ≈ HK$358,940/mo (50% DSR)
Upfront cash ≈ HK$36.41M (deposit + AVD stamp duty HK$2,852,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,665
−HK$11,517/mo
▼ 0.25% · 3.875%
HK$189,378
−HK$5,804/mo
Today · 4.125%
HK$195,182
baseline
▲ 0.50% · 4.625%
HK$207,058
+HK$11,876/mo
Deposit HK$26.85M · loan HK$40.27M · min. income ≈ HK$390,364/mo (50% DSR)
Upfront cash ≈ HK$29.70M (deposit + AVD stamp duty HK$2,852,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,325
−HK$11,039/mo
▼ 0.25% · 3.875%
HK$209,805
−HK$5,559/mo
Today · 4.125%
HK$215,364
baseline
▲ 0.50% · 4.625%
HK$226,716
+HK$11,352/mo
Deposit HK$26.85M · loan HK$40.27M · min. income ≈ HK$430,728/mo (50% DSR)
Upfront cash ≈ HK$29.70M (deposit + AVD stamp duty HK$2,852,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,276
−HK$13,436/mo
▼ 0.25% · 3.875%
HK$220,941
−HK$6,771/mo
Today · 4.125%
HK$227,712
baseline
▲ 0.50% · 4.625%
HK$241,568
+HK$13,856/mo
Deposit HK$20.14M · loan HK$46.98M · min. income ≈ HK$455,424/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,852,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,379
−HK$12,879/mo
▼ 0.25% · 3.875%
HK$244,773
−HK$6,485/mo
Today · 4.125%
HK$251,258
baseline
▲ 0.50% · 4.625%
HK$264,502
+HK$13,244/mo
Deposit HK$20.14M · loan HK$46.98M · min. income ≈ HK$502,516/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,852,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,497
−HK$17,276/mo
▼ 0.25% · 3.875%
HK$284,067
−HK$8,706/mo
Today · 4.125%
HK$292,773
baseline
▲ 0.50% · 4.625%
HK$310,588
+HK$17,815/mo
Deposit HK$6.71M · loan HK$60.41M · min. income ≈ HK$585,546/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,852,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,488
−HK$16,558/mo
▼ 0.25% · 3.875%
HK$314,708
−HK$8,338/mo
Today · 4.125%
HK$323,046
baseline
▲ 0.50% · 4.625%
HK$340,075
+HK$17,029/mo
Deposit HK$6.71M · loan HK$60.41M · min. income ≈ HK$646,092/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$2,852,659 · Scale 2, in force from 26 Feb 2026)