LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,083
−HK$9,600/mo
▼ 0.25% · 3.875%
HK$157,845
−HK$4,838/mo
Today · 4.125%
HK$162,683
baseline
▲ 0.50% · 4.625%
HK$172,582
+HK$9,899/mo
Deposit HK$33.57M · loan HK$33.57M · min. income ≈ HK$325,366/mo (50% DSR)
Upfront cash ≈ HK$36.42M (deposit + AVD stamp duty HK$2,853,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,304
−HK$9,201/mo
▼ 0.25% · 3.875%
HK$174,871
−HK$4,634/mo
Today · 4.125%
HK$179,505
baseline
▲ 0.50% · 4.625%
HK$188,967
+HK$9,462/mo
Deposit HK$33.57M · loan HK$33.57M · min. income ≈ HK$359,010/mo (50% DSR)
Upfront cash ≈ HK$36.42M (deposit + AVD stamp duty HK$2,853,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,700
−HK$11,520/mo
▼ 0.25% · 3.875%
HK$189,414
−HK$5,806/mo
Today · 4.125%
HK$195,220
baseline
▲ 0.50% · 4.625%
HK$207,098
+HK$11,878/mo
Deposit HK$26.85M · loan HK$40.28M · min. income ≈ HK$390,440/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$2,853,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,365
−HK$11,041/mo
▼ 0.25% · 3.875%
HK$209,846
−HK$5,560/mo
Today · 4.125%
HK$215,406
baseline
▲ 0.50% · 4.625%
HK$226,760
+HK$11,354/mo
Deposit HK$26.85M · loan HK$40.28M · min. income ≈ HK$430,812/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$2,853,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,317
−HK$13,439/mo
▼ 0.25% · 3.875%
HK$220,983
−HK$6,773/mo
Today · 4.125%
HK$227,756
baseline
▲ 0.50% · 4.625%
HK$241,615
+HK$13,859/mo
Deposit HK$20.14M · loan HK$46.99M · min. income ≈ HK$455,512/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,853,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,425
−HK$12,882/mo
▼ 0.25% · 3.875%
HK$244,820
−HK$6,487/mo
Today · 4.125%
HK$251,307
baseline
▲ 0.50% · 4.625%
HK$264,553
+HK$13,246/mo
Deposit HK$20.14M · loan HK$46.99M · min. income ≈ HK$502,614/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,853,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,550
−HK$17,280/mo
▼ 0.25% · 3.875%
HK$284,121
−HK$8,709/mo
Today · 4.125%
HK$292,830
baseline
▲ 0.50% · 4.625%
HK$310,648
+HK$17,818/mo
Deposit HK$6.71M · loan HK$60.42M · min. income ≈ HK$585,660/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,853,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,547
−HK$16,562/mo
▼ 0.25% · 3.875%
HK$314,768
−HK$8,341/mo
Today · 4.125%
HK$323,109
baseline
▲ 0.50% · 4.625%
HK$340,140
+HK$17,031/mo
Deposit HK$6.71M · loan HK$60.42M · min. income ≈ HK$646,218/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,853,209 · Scale 2, in force from 26 Feb 2026)