LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,309
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,786
−HK$483/mo
Today · 4.125%
HK$16,269
baseline
▲ 0.50% · 4.625%
HK$17,259
+HK$990/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,538/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,032
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,488
−HK$464/mo
Today · 4.125%
HK$17,952
baseline
▲ 0.50% · 4.625%
HK$18,898
+HK$946/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,904/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,371
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,943
−HK$580/mo
Today · 4.125%
HK$19,523
baseline
▲ 0.50% · 4.625%
HK$20,711
+HK$1,188/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$39,046/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,438
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,986
−HK$556/mo
Today · 4.125%
HK$21,542
baseline
▲ 0.50% · 4.625%
HK$22,678
+HK$1,136/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$43,084/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,433
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,100
−HK$677/mo
Today · 4.125%
HK$22,777
baseline
▲ 0.50% · 4.625%
HK$24,163
+HK$1,386/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$45,554/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,844
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,484
−HK$648/mo
Today · 4.125%
HK$25,132
baseline
▲ 0.50% · 4.625%
HK$26,457
+HK$1,325/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$50,264/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,557
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,414
−HK$871/mo
Today · 4.125%
HK$29,285
baseline
▲ 0.50% · 4.625%
HK$31,067
+HK$1,782/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$58,570/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,657
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,479
−HK$834/mo
Today · 4.125%
HK$32,313
baseline
▲ 0.50% · 4.625%
HK$34,016
+HK$1,703/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$64,626/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,418 · Scale 2, in force from 26 Feb 2026)