LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,311
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,787
−HK$484/mo
Today · 4.125%
HK$16,271
baseline
▲ 0.50% · 4.625%
HK$17,261
+HK$990/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,542/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,033
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,490
−HK$463/mo
Today · 4.125%
HK$17,953
baseline
▲ 0.50% · 4.625%
HK$18,900
+HK$947/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,906/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,373
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,945
−HK$580/mo
Today · 4.125%
HK$19,525
baseline
▲ 0.50% · 4.625%
HK$20,713
+HK$1,188/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$39,050/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,440
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,988
−HK$556/mo
Today · 4.125%
HK$21,544
baseline
▲ 0.50% · 4.625%
HK$22,680
+HK$1,136/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$43,088/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,435
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,102
−HK$677/mo
Today · 4.125%
HK$22,779
baseline
▲ 0.50% · 4.625%
HK$24,166
+HK$1,387/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$45,558/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,847
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,486
−HK$649/mo
Today · 4.125%
HK$25,135
baseline
▲ 0.50% · 4.625%
HK$26,460
+HK$1,325/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$50,270/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,560
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,417
−HK$871/mo
Today · 4.125%
HK$29,288
baseline
▲ 0.50% · 4.625%
HK$31,070
+HK$1,782/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$58,576/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,660
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,482
−HK$834/mo
Today · 4.125%
HK$32,316
baseline
▲ 0.50% · 4.625%
HK$34,020
+HK$1,704/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$64,632/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,437 · Scale 2, in force from 26 Feb 2026)