LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,114
−HK$9,602/mo
▼ 0.25% · 3.875%
HK$157,877
−HK$4,839/mo
Today · 4.125%
HK$162,716
baseline
▲ 0.50% · 4.625%
HK$172,616
+HK$9,900/mo
Deposit HK$33.57M · loan HK$33.57M · min. income ≈ HK$325,432/mo (50% DSR)
Upfront cash ≈ HK$36.43M (deposit + AVD stamp duty HK$2,853,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,338
−HK$9,203/mo
▼ 0.25% · 3.875%
HK$174,906
−HK$4,635/mo
Today · 4.125%
HK$179,541
baseline
▲ 0.50% · 4.625%
HK$189,004
+HK$9,463/mo
Deposit HK$33.57M · loan HK$33.57M · min. income ≈ HK$359,082/mo (50% DSR)
Upfront cash ≈ HK$36.43M (deposit + AVD stamp duty HK$2,853,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,737
−HK$11,522/mo
▼ 0.25% · 3.875%
HK$189,452
−HK$5,807/mo
Today · 4.125%
HK$195,259
baseline
▲ 0.50% · 4.625%
HK$207,140
+HK$11,881/mo
Deposit HK$26.86M · loan HK$40.29M · min. income ≈ HK$390,518/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$2,853,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,405
−HK$11,044/mo
▼ 0.25% · 3.875%
HK$209,887
−HK$5,562/mo
Today · 4.125%
HK$215,449
baseline
▲ 0.50% · 4.625%
HK$226,805
+HK$11,356/mo
Deposit HK$26.86M · loan HK$40.29M · min. income ≈ HK$430,898/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$2,853,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,359
−HK$13,443/mo
▼ 0.25% · 3.875%
HK$221,027
−HK$6,775/mo
Today · 4.125%
HK$227,802
baseline
▲ 0.50% · 4.625%
HK$241,663
+HK$13,861/mo
Deposit HK$20.14M · loan HK$47.00M · min. income ≈ HK$455,604/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$2,853,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,473
−HK$12,884/mo
▼ 0.25% · 3.875%
HK$244,868
−HK$6,489/mo
Today · 4.125%
HK$251,357
baseline
▲ 0.50% · 4.625%
HK$264,606
+HK$13,249/mo
Deposit HK$20.14M · loan HK$47.00M · min. income ≈ HK$502,714/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$2,853,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,605
−HK$17,283/mo
▼ 0.25% · 3.875%
HK$284,178
−HK$8,710/mo
Today · 4.125%
HK$292,888
baseline
▲ 0.50% · 4.625%
HK$310,709
+HK$17,821/mo
Deposit HK$6.71M · loan HK$60.43M · min. income ≈ HK$585,776/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,853,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,608
−HK$16,565/mo
▼ 0.25% · 3.875%
HK$314,831
−HK$8,342/mo
Today · 4.125%
HK$323,173
baseline
▲ 0.50% · 4.625%
HK$340,208
+HK$17,035/mo
Deposit HK$6.71M · loan HK$60.43M · min. income ≈ HK$646,346/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,853,777 · Scale 2, in force from 26 Feb 2026)