LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,116
−HK$9,602/mo
▼ 0.25% · 3.875%
HK$157,879
−HK$4,839/mo
Today · 4.125%
HK$162,718
baseline
▲ 0.50% · 4.625%
HK$172,619
+HK$9,901/mo
Deposit HK$33.57M · loan HK$33.57M · min. income ≈ HK$325,436/mo (50% DSR)
Upfront cash ≈ HK$36.43M (deposit + AVD stamp duty HK$2,853,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,340
−HK$9,203/mo
▼ 0.25% · 3.875%
HK$174,909
−HK$4,634/mo
Today · 4.125%
HK$179,543
baseline
▲ 0.50% · 4.625%
HK$189,007
+HK$9,464/mo
Deposit HK$33.57M · loan HK$33.57M · min. income ≈ HK$359,086/mo (50% DSR)
Upfront cash ≈ HK$36.43M (deposit + AVD stamp duty HK$2,853,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,740
−HK$11,522/mo
▼ 0.25% · 3.875%
HK$189,455
−HK$5,807/mo
Today · 4.125%
HK$195,262
baseline
▲ 0.50% · 4.625%
HK$207,143
+HK$11,881/mo
Deposit HK$26.86M · loan HK$40.29M · min. income ≈ HK$390,524/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$2,853,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,408
−HK$11,044/mo
▼ 0.25% · 3.875%
HK$209,890
−HK$5,562/mo
Today · 4.125%
HK$215,452
baseline
▲ 0.50% · 4.625%
HK$226,809
+HK$11,357/mo
Deposit HK$26.86M · loan HK$40.29M · min. income ≈ HK$430,904/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$2,853,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,363
−HK$13,442/mo
▼ 0.25% · 3.875%
HK$221,031
−HK$6,774/mo
Today · 4.125%
HK$227,805
baseline
▲ 0.50% · 4.625%
HK$241,667
+HK$13,862/mo
Deposit HK$20.14M · loan HK$47.00M · min. income ≈ HK$455,610/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$2,853,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,476
−HK$12,885/mo
▼ 0.25% · 3.875%
HK$244,872
−HK$6,489/mo
Today · 4.125%
HK$251,361
baseline
▲ 0.50% · 4.625%
HK$264,610
+HK$13,249/mo
Deposit HK$20.14M · loan HK$47.00M · min. income ≈ HK$502,722/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$2,853,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,609
−HK$17,283/mo
▼ 0.25% · 3.875%
HK$284,182
−HK$8,710/mo
Today · 4.125%
HK$292,892
baseline
▲ 0.50% · 4.625%
HK$310,714
+HK$17,822/mo
Deposit HK$6.71M · loan HK$60.43M · min. income ≈ HK$585,784/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,853,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,613
−HK$16,565/mo
▼ 0.25% · 3.875%
HK$314,836
−HK$8,342/mo
Today · 4.125%
HK$323,178
baseline
▲ 0.50% · 4.625%
HK$340,213
+HK$17,035/mo
Deposit HK$6.71M · loan HK$60.43M · min. income ≈ HK$646,356/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,853,820 · Scale 2, in force from 26 Feb 2026)