LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,313
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,789
−HK$484/mo
Today · 4.125%
HK$16,273
baseline
▲ 0.50% · 4.625%
HK$17,263
+HK$990/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,546/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,035
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,492
−HK$464/mo
Today · 4.125%
HK$17,956
baseline
▲ 0.50% · 4.625%
HK$18,902
+HK$946/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,912/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,376
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,947
−HK$581/mo
Today · 4.125%
HK$19,528
baseline
▲ 0.50% · 4.625%
HK$20,716
+HK$1,188/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$39,056/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,443
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,991
−HK$556/mo
Today · 4.125%
HK$21,547
baseline
▲ 0.50% · 4.625%
HK$22,683
+HK$1,136/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$43,094/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,438
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,105
−HK$677/mo
Today · 4.125%
HK$22,782
baseline
▲ 0.50% · 4.625%
HK$24,169
+HK$1,387/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$45,564/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,850
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,489
−HK$649/mo
Today · 4.125%
HK$25,138
baseline
▲ 0.50% · 4.625%
HK$26,463
+HK$1,325/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$50,276/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,563
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,421
−HK$871/mo
Today · 4.125%
HK$29,292
baseline
▲ 0.50% · 4.625%
HK$31,074
+HK$1,782/mo
Deposit HK$672K · loan HK$6.04M · min. income ≈ HK$58,584/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,664
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,486
−HK$835/mo
Today · 4.125%
HK$32,321
baseline
▲ 0.50% · 4.625%
HK$34,024
+HK$1,703/mo
Deposit HK$672K · loan HK$6.04M · min. income ≈ HK$64,642/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,464 · Scale 2, in force from 26 Feb 2026)