LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,314
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,790
−HK$484/mo
Today · 4.125%
HK$16,274
baseline
▲ 0.50% · 4.625%
HK$17,264
+HK$990/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,548/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,036
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,493
−HK$464/mo
Today · 4.125%
HK$17,957
baseline
▲ 0.50% · 4.625%
HK$18,903
+HK$946/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,914/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,376
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,948
−HK$581/mo
Today · 4.125%
HK$19,529
baseline
▲ 0.50% · 4.625%
HK$20,717
+HK$1,188/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$39,058/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,444
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,992
−HK$556/mo
Today · 4.125%
HK$21,548
baseline
▲ 0.50% · 4.625%
HK$22,684
+HK$1,136/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$43,096/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,439
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,106
−HK$678/mo
Today · 4.125%
HK$22,784
baseline
▲ 0.50% · 4.625%
HK$24,170
+HK$1,386/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$45,568/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,851
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,491
−HK$648/mo
Today · 4.125%
HK$25,139
baseline
▲ 0.50% · 4.625%
HK$26,465
+HK$1,326/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$50,278/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,565
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,422
−HK$871/mo
Today · 4.125%
HK$29,293
baseline
▲ 0.50% · 4.625%
HK$31,076
+HK$1,783/mo
Deposit HK$672K · loan HK$6.04M · min. income ≈ HK$58,586/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,665
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,488
−HK$834/mo
Today · 4.125%
HK$32,322
baseline
▲ 0.50% · 4.625%
HK$34,026
+HK$1,704/mo
Deposit HK$672K · loan HK$6.04M · min. income ≈ HK$64,644/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,474 · Scale 2, in force from 26 Feb 2026)